Caribe Credit UnionFederal Bldg 150 Ave Carlos Chardon Ste 754, San Juan, PR

San Juan, PR
(787) 474-5151
NCUA Insured

About Caribe

This branch of Caribe is located at Federal Bldg 150 Ave Carlos Chardon Ste 754 in San Juan, Puerto Rico, and can be reached at (787) 474-5151. Caribe is a Minority Depository Institution (MDI) and federally insured financial cooperative serving the San Juan, Puerto Rico community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in San Juan or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the San Juan area.

Key Member Benefits

  • Credit Builder Program

    Specialized loans designed to help you establish or rebuild your credit score safely and affordably.

  • Free Tax Preparation

    No-cost assistance filing your annual tax returns, maximizing your refund ensuring accuracy.

  • Bilingual Services

    Full service available in multiple languages to support our diverse community.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

Federal Bldg 150 Ave Carlos Chardon Ste 754

San Juan, PR 00918-1704

Lobby Hours
Closed

The credit union lobby is currently closed.

Today: 7:15am-3:45pm

SundayClosed
Monday7:15 AM - 3:45 PM
Tuesday7:15 AM - 3:45 PM
Wednesday7:15 AM - 3:45 PM
Thursday7:15 AM - 3:45 PM
Friday7:15 AM - 3:45 PM
Saturday7:15 AM - 3:30 PM

Standard hours for all branches

Need Funds Before You Join?

How to Join

Membership at Caribe is typically open to individuals who live, work, worship, or attend school in San Juan and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (787) 474-5151 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Caribe typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Caribe federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of San Juan, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Caribe Locations

6 additional branches in 1 state

PRCurrent State

6 locations

195 Calle Oneill

758 ft away(787) 474-5151

10A Carr 838 Esq PR-199

4.1 mi away(787) 474-5151
Caribe Credit Union in Guaynabo, PRMain OfficeClosed

10A Carr 838 Esq 199

4.1 mi away(787) 474-5151

14 Calle Pimentel

16 mi away(787) 474-5151
Caribe Credit Union in Ponce, PRClosed

1233 Ave Hostos

46 mi away(787) 474-5151
Caribe Credit Union in Anasco, PRClosed

46 Calle 65 Infanteria

71 mi away(787) 474-5151

Credit Unions Near Me in Other Puerto Rico Cities

Looking for credit unions near me in other Puerto Rico cities? Browse credit unions in nearby locations:

View all credit unions in Puerto Rico

If Caribe Credit Union isn't the right fit

To borrow from Caribe Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Puerto Rico. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.