Horizon Credit Union2990 W 4th St, Williamsport, PA

Williamsport, PA
(570) 326-3636
NCUA Insured

About Horizon

This branch of Horizon is located at 2990 W 4th St in Williamsport, Pennsylvania, and can be reached at (570) 326-3636. Horizon is a federally insured financial cooperative serving the Williamsport, Pennsylvania community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Williamsport or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Williamsport area.

Key Member Benefits

  • Credit Builder Program

    Specialized loans designed to help you establish or rebuild your credit score safely and affordably.

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

  • In-School Branch

    Partnerships with local schools to provide on-site banking and financial literacy for students.

Location & Branch Hours

Visit Branch

2990 W 4th St

Williamsport, PA 17701

Lobby Hours
Closed

The credit union lobby is currently closed.

Today: 9am-4:30pm

SundayClosed
Monday9:00 AM - 4:30 PM
Tuesday9:00 AM - 4:30 PM
Wednesday9:00 AM - 4:30 PM
Thursday9:00 AM - 4:30 PM
Friday9:00 AM - 5:30 PM
SaturdayClosed

Standard hours for most branches - some locations have Saturday hours

Need Funds Before You Join?

How to Join

Membership at Horizon is typically open to individuals who live, work, worship, or attend school in Williamsport and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (570) 326-3636 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Horizon typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Frequently Asked Questions

Is Horizon federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Williamsport, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Horizon Locations

24 additional branches in 4 states

PennsylvaniaCurrent State

5 locations
Horizon Credit Union in Williamsport, PAClosed

1930 Lycoming Creek Rd

1.9 mi away(570) 326-3636
Horizon Credit Union in Williamsport, PAMain OfficeClosed

330 Pine st

3.6 mi away(570) 326-3636
Horizon Credit Union in WILLIAMSPORT, PAClosed

1007 E 3rd St

4.6 mi away(570) 326-3636
Horizon Credit Union in Muncy, PAClosed

867 Lycoming Mall Dr

13 mi away(570) 326-3636
Horizon Credit Union in LOCK HAVEN, PAClosed

217 W BALD EAGLE ST

21 mi away(570) 326-3636

Credit Unions Near Me in Other Pennsylvania Cities

Looking for credit unions near me in other Pennsylvania cities? Browse credit unions in nearby locations:

View all credit unions in Pennsylvania

If Horizon Credit Union isn't the right fit

To borrow from Horizon Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Pennsylvania. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.