Earning Tree Credit Union672 S River St Ste 109, Plains, PA

Plains, PA
(570) 825-8150
NCUA Insured

About Earning Tree

This branch of Earning Tree is located at 672 S River St Ste 109 in Plains, Pennsylvania, and can be reached at (570) 825-8150. Earning Tree is a federally insured financial cooperative serving the Plains, Pennsylvania community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Plains or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Plains area.

Location & Branch Hours

Visit Branch

672 S River St Ste 109

Plains, PA 18705

Lobby Hours
Closed

The credit union lobby is currently closed.

Today: 9am-4:30pm

SundayClosed
Monday9:00 AM - 4:30 PM
Tuesday9:00 AM - 4:30 PM
Wednesday9:00 AM - 4:30 PM
Thursday9:00 AM - 4:30 PM
Friday9:00 AM - 5:00 PM
Saturday9:00 AM - 11:30 AM

Phone number is for loan inquiries only; please use other offices for basic account information. No phone service on Saturday

Need Funds Before You Join?

How to Join

Membership at Earning Tree is typically open to individuals who live, work, worship, or attend school in Plains and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (570) 825-8150 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Earning Tree typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Earning Tree federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Plains, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Earning Tree Locations

3 additional branches in 1 state

PennsylvaniaCurrent State

3 locations
Earning Tree Credit Union in Wyoming, PAMain OfficeClosed

800 Wyoming Ave

1.3 mi away(570) 693-4072
Earning Tree Credit Union in Shavertown, PAClosed

2056 Memorial Hwy

5.6 mi away(570) 675-8244
Earning Tree Credit Union in Hazleton, PAClosed

239 W Mine St Ste C

24 mi away(570) 454-5502

Credit Unions Near Me in Other Pennsylvania Cities

Looking for credit unions near me in other Pennsylvania cities? Browse credit unions in nearby locations:

View all credit unions in Pennsylvania

If Earning Tree Credit Union isn't the right fit

To borrow from Earning Tree Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Pennsylvania. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.