First Choice Credit Union2810 Wilmington Rd, New Castle, PA

New Castle, PA
(724) 652-8070
NCUA Insured

About First Choice

This branch of First Choice is located at 2810 Wilmington Rd in New Castle, Pennsylvania, and can be reached at (724) 652-8070. First Choice is a federally insured financial cooperative serving the New Castle, Pennsylvania community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in New Castle or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the New Castle area.

Key Member Benefits

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

2810 Wilmington Rd

New Castle, PA 16105-1232

Need Funds Before You Join?

How to Join

Membership at First Choice is typically open to individuals who live, work, worship, or attend school in New Castle and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (724) 652-8070 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, First Choice typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is First Choice federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of New Castle, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other First Choice Locations

5 additional branches in 3 states

PennsylvaniaCurrent State

2 locations

Florida

2 locations

Wisconsin

1 location
First Choice Credit Union in Marshfield, WIMain OfficeClosed

1614 E 4th St

555 mi away(715) 387-8405

Credit Unions Near Me in Other Pennsylvania Cities

Looking for credit unions near me in other Pennsylvania cities? Browse credit unions in nearby locations:

View all credit unions in Pennsylvania

If First Choice Credit Union isn't the right fit

To borrow from First Choice Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can apply online with lenders serving Pennsylvania. Applying is quick, and funds may be available quickly after approval.

Approval, amount, and terms depend on the lender and your creditworthiness. Loans are not available in all states.