Service 1st Credit Union2613 State Route 45, Milton, PA

Milton, PA
(800) 562-6049
NCUA Insured

About Service 1st

This branch of Service 1st is located at 2613 State Route 45 in Milton, Pennsylvania, and can be reached at (800) 562-6049. Service 1st is a federally insured financial cooperative serving the Milton, Pennsylvania community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Milton or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Milton area.

Key Member Benefits

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

2613 State Route 45

Milton, PA 17847

Lobby Hours
Open

Today: 8:30am-4pm

SundayClosed
Monday8:30 AM - 5:00 PM
Tuesday8:30 AM - 4:00 PM
Wednesday8:30 AM - 4:00 PM
Thursday8:30 AM - 4:00 PM
Friday8:30 AM - 6:00 PM
Saturday8:30 AM - 12:00 PM
Drive-Thru Hours

Need Funds Before You Join?

How to Join

Membership at Service 1st is typically open to individuals who live, work, worship, or attend school in Milton and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (800) 562-6049 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Service 1st typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Service 1st federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Milton, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Service 1st Locations

11 additional branches in 1 state

PennsylvaniaCurrent State

11 locations

101 Walter Dr

2.2 mi away(800) 562-6049

1185 N 4th St

7.2 mi away(800) 562-6049

52 E Chestnut St

10 mi away(800) 562-6049

861 Bloom Rd

13 mi away(570) 271-6060
Service 1st Credit Union in Danville, PAMain OfficeOpen

1985 Montour Blvd

15 mi away(800) 562-6049

196 W Valley Ave

17 mi away(800) 562-6049

200 Muncy Creek Blvd

18 mi away(800) 562-6049

814 Westminster Dr

20 mi away(800) 562-6049

327 Columbia Blvd

21 mi away(800) 562-6049

620 Baltimore Dr

58 mi away(800) 562-6049

Credit Unions Near Me in Other Pennsylvania Cities

Looking for credit unions near me in other Pennsylvania cities? Browse credit unions in nearby locations:

View all credit unions in Pennsylvania

If Service 1st Credit Union isn't the right fit

To borrow from Service 1st Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Pennsylvania. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.