Spokane Teachers Credit Union609 N Main St, Joseph, OR

Joseph, OR
(509) 326-1954
NCUA Insured

About Spokane Teachers

This branch of Spokane Teachers is located at 609 N Main St in Joseph, Oregon, and can be reached at (509) 326-1954. Spokane Teachers is a federally insured financial cooperative serving the Joseph, Oregon community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Joseph or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Joseph area.

Key Member Benefits

  • Credit Builder Program

    Specialized loans designed to help you establish or rebuild your credit score safely and affordably.

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Bilingual Services

    Full service available in multiple languages to support our diverse community.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

609 N Main St

Joseph, OR 97846

Need Funds Before You Join?

How to Join

Membership at Spokane Teachers is typically open to individuals who live, work, worship, or attend school in Joseph and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (509) 326-1954 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Spokane Teachers typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Spokane Teachers federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Joseph, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Spokane Teachers Locations

52 additional branches in 3 states

Washington

39 locations

118 Bridge St

74 mi away(509) 326-1954

108 E 1st Ave

134 mi away(509) 326-1954
Spokane Teachers Credit Union in Othello, WAClosed

1335 E Main St

137 mi away(509) 326-1954
Spokane Teachers Credit Union in Othello, WAClosed

450 E Main St

138 mi away(509) 326-1954
Spokane Teachers Credit Union in Cheney, WAClosed

2718 1st St

149 mi away(509) 326-1954
Spokane Teachers Credit Union in Spokane, WAClosed

5711 S Hailee Ln

155 mi away(509) 326-1954

120 S Broad St

156 mi away(509) 326-1954
Spokane Teachers Credit Union in Spokane, WAClosed

4233 S Cheney Spokane Rd

156 mi away(509) 326-1954

13211 E 32nd Ave

157 mi away(509) 326-1954
Spokane Teachers Credit Union in Spokane, WAClosed

820 E 29th Ave

157 mi away(509) 326-1954

1035 N Stratford Rd Unit 1

157 mi away(509) 326-1954

10811 W State Route 2

159 mi away(509) 326-1954

13501 E Sprague Ave

159 mi away(509) 326-1954
Spokane Teachers Credit Union in Spokane, WAClosed

9 S Washington St

159 mi away(509) 326-1954
Spokane Teachers Credit Union in Spokane, WAClosed

207 N Wall St

159 mi away(509) 326-1954

9207 E Mission Ave

160 mi away(509) 755-3730

9209 E Mission Ave

160 mi away(509) 326-1954
Spokane Teachers Credit Union in Liberty Lake, WAMain OfficeClosed

1620 N Signal Dr

160 mi away(509) 326-1954
Spokane Teachers Credit Union in Spokane, WAClosed

106 W Nora Ave

160 mi away(509) 326-1954

2201 N Madson Rd

160 mi away(509) 326-1954
Spokane Teachers Credit Union in Spokane, WAClosed

4727 N Division St Suite 105

162 mi away(509) 326-1954
Spokane Teachers Credit Union in Spokane, WAClosed

8703 N Indian Trail Rd

165 mi away(509) 326-1954
Spokane Teachers Credit Union in Spokane, WAClosed

207 E Hastings Rd

167 mi away(509) 326-1954
Spokane Teachers Credit Union in Creston, WAClosed

290 Watson St NW

177 mi away(509) 326-1954

309 W Main St

184 mi away(509) 326-1954
Spokane Teachers Credit Union in Newport, WAClosed

202 W Walnut St

196 mi away(509) 447-5634

402 N Columbia Ave

199 mi away(509) 326-1954
Spokane Teachers Credit Union in Colville, WAClosed

621 S Main St Ste 101

222 mi away(509) 326-1954
Spokane Teachers Credit Union in Brewster, WAClosed

106 US Highway 97

225 mi away(509) 326-1954
Spokane Teachers Credit Union in Omak, WAClosed

323 S Main St

237 mi away(509) 326-1954
Spokane Teachers Credit Union in Republic, WAClosed

84 E Delaware Ave

238 mi away(509) 326-1954

Credit Unions Near Me in Other Oregon Cities

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If Spokane Teachers Credit Union isn't the right fit

To borrow from Spokane Teachers Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can apply online with lenders serving Oregon. Applying is quick, and funds may be available quickly after approval.

Approval, amount, and terms depend on the lender and your creditworthiness. Loans are not available in all states.