The Focus Credit Union420 NE 10th St, Oklahoma City, OK · Main Office

Oklahoma City, OK
(405) 230-1328
NCUA Insured

About The Focus

This main office of The Focus is located at 420 NE 10th St in Oklahoma City, Oklahoma, and can be reached at (405) 230-1328. The Focus is a federally insured financial cooperative serving the Oklahoma City, Oklahoma community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Oklahoma City or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Oklahoma City area.

This is the main headquarters location, managing all branch operations and member services for the institution.

Key Member Benefits

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • Bilingual Services

    Full service available in multiple languages to support our diverse community.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

420 NE 10th St

Oklahoma City, OK 73104

Lobby Hours
Closed

The credit union lobby is currently closed.

Today: 9am-4:30pm

SundayClosed
Monday9:00 AM - 4:30 PM
Tuesday9:00 AM - 4:30 PM
Wednesday9:00 AM - 4:30 PM
Thursday9:00 AM - 4:30 PM
Friday9:00 AM - 4:30 PM
SaturdayClosed
Drive-Thru Hours

Need Funds Before You Join?

How to Join

Membership at The Focus is typically open to individuals who live, work, worship, or attend school in Oklahoma City and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (405) 230-1328 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, The Focus typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM
Shared Service Center

Frequently Asked Questions

Is The Focus federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Oklahoma City, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other The Focus Locations

4 additional branches in 1 state

OklahomaCurrent State

4 locations
The Focus Credit Union in Oklahoma City, OKClosed

1111 N Lee Ave Ste 125

1.1 mi away(405) 230-1328
The Focus Credit Union in Oklahoma City, OKClosed

14173 N MacArthur Blvd

11 mi away(405) 456-6455
The Focus Credit Union in Newcastle, OKClosed

1097 NW 32nd Street

14 mi away(405) 392-3400
The Focus Credit Union in Chickasha, OKClosed

1804 S 1st St

39 mi away(405) 222-0012

Credit Unions Near Me in Other Oklahoma Cities

Looking for credit unions near me in other Oklahoma cities? Browse credit unions in nearby locations:

View all credit unions in Oklahoma

If The Focus Credit Union isn't the right fit

To borrow from The Focus Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Oklahoma. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.