Oklahoma's Credit Union200 NE 21st St, Oklahoma City, OK

Oklahoma City, OK
(405) 606-6328
NCUA Insured

About Oklahoma's

This branch of Oklahoma's is located at 200 NE 21st St in Oklahoma City, Oklahoma, and can be reached at (405) 606-6328. Oklahoma's is a federally insured financial cooperative serving the Oklahoma City, Oklahoma community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Oklahoma City or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Oklahoma City area.

Key Member Benefits

  • Payday Alternative Loans (PALs)

    Access small loans up to $2,000 with rates capped at 28% APR. A safe, regulated alternative to predatory payday lenders designed to help you handle emergencies.

  • Credit Builder Program

    Specialized loans designed to help you establish or rebuild your credit score safely and affordably.

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

200 NE 21st St

Oklahoma City, OK 73105

Need Funds Before You Join?

How to Join

Membership at Oklahoma's is typically open to individuals who live, work, worship, or attend school in Oklahoma City and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (405) 606-6328 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Oklahoma's typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Oklahoma's federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Oklahoma City, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Oklahoma's Locations

5 additional branches in 1 state

Credit Unions Near Me in Other Oklahoma Cities

Looking for credit unions near me in other Oklahoma cities? Browse credit unions in nearby locations:

View all credit unions in Oklahoma

If Oklahoma's Credit Union isn't the right fit

To borrow from Oklahoma's Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Oklahoma. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.