Directions Credit Union340 W Main St, Lexington, OH

Lexington, OH
(419) 884-0127
NCUA Insured

About Directions

This branch of Directions is located at 340 W Main St in Lexington, Ohio, and can be reached at (419) 884-0127. Directions is a federally insured financial cooperative serving the Lexington, Ohio community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Lexington or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Lexington area.

Key Member Benefits

  • Credit Builder Program

    Specialized loans designed to help you establish or rebuild your credit score safely and affordably.

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

340 W Main St

Lexington, OH 44904

Lobby Hours
Open

Today: 8am-6pm

SundayClosed
Monday8:00 AM - 6:00 PM
Tuesday8:00 AM - 6:00 PM
Wednesday8:00 AM - 6:00 PM
Thursday8:00 AM - 6:00 PM
Friday8:00 AM - 6:00 PM
Saturday9:00 AM - 12:00 PM

Member Call Center Hours - applies to all locations

Need Funds Before You Join?

How to Join

Membership at Directions is typically open to individuals who live, work, worship, or attend school in Lexington and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (419) 884-0127 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Directions typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM
Shared Service Center

Frequently Asked Questions

Is Directions federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Lexington, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Directions Locations

4 additional branches in 1 state

OhioCurrent State

4 locations

1690 W 4th St

6.1 mi away(419) 529-2480

460 S Diamond St

6.3 mi away(419) 522-9912

1434 Ashland Rd

9.7 mi away(419) 524-7113

29 Mansfield Ave

14 mi away(419) 347-6942

Credit Unions Near Me in Other Ohio Cities

Looking for credit unions near me in other Ohio cities? Browse credit unions in nearby locations:

View all credit unions in Ohio

If Directions Credit Union isn't the right fit

To borrow from Directions Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Ohio. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.