Oc Credit Union13623 Rockside Rd, Garfield Hts, OH · Main Office

Garfield Hts, OH
(216) 663-6800
NCUA Insured

About Oc

This main office of Oc is located at 13623 Rockside Rd in Garfield Hts, Ohio, and can be reached at (216) 663-6800. Oc is a federally insured financial cooperative serving the Garfield Hts, Ohio community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Garfield Hts or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Garfield Hts area.

This is the main headquarters location, managing all branch operations and member services for the institution.

Key Member Benefits

  • Bilingual Services

    Full service available in multiple languages to support our diverse community.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

13623 Rockside Rd

Garfield Hts, OH 44125-5173

Need Funds Before You Join?

How to Join

Membership at Oc is typically open to individuals who live, work, worship, or attend school in Garfield Hts and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (216) 663-6800 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Oc typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Oc federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Garfield Hts, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Oc Locations

3 additional branches in 1 state

OhioCurrent State

3 locations

Credit Unions Near Me in Other Ohio Cities

Looking for credit unions near me in other Ohio cities? Browse credit unions in nearby locations:

View all credit unions in Ohio

If Oc Credit Union isn't the right fit

To borrow from Oc Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can apply online with lenders serving Ohio. Applying is quick, and funds may be available quickly after approval.

Approval, amount, and terms depend on the lender and your creditworthiness. Loans are not available in all states.