Midwest Community Credit Union8770 N State Route 66, Defiance, OH · Main Office

Defiance, OH
(419) 783-6500
NCUA Insured

About Midwest Community

This main office of Midwest Community is located at 8770 N State Route 66 in Defiance, Ohio, and can be reached at (419) 783-6500. Midwest Community is a federally insured financial cooperative serving the Defiance, Ohio community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Defiance or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Defiance area.

This is the main headquarters location, managing all branch operations and member services for the institution.

Key Member Benefits

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

8770 N State Route 66

Defiance, OH 43512-8254

Lobby Hours
Closed

The credit union lobby is currently closed.

Today: 8:30am-5pm

SundayClosed
Monday8:30 AM - 5:00 PM
Tuesday8:30 AM - 5:00 PM
Wednesday8:30 AM - 5:00 PM
Thursday8:30 AM - 5:00 PM
Friday8:30 AM - 5:30 PM
Saturday8:30 AM - 12:00 PM

Inferred from 2/3 locations with same hours

Need Funds Before You Join?

How to Join

Membership at Midwest Community is typically open to individuals who live, work, worship, or attend school in Defiance and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (419) 783-6500 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Midwest Community typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Midwest Community federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Defiance, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Midwest Community Locations

2 additional branches in 1 state

OhioCurrent State

2 locations

1429 Scott St

13 mi away(419) 599-5522

221 N Main St

15 mi away(419) 633-0571

Credit Unions Near Me in Other Ohio Cities

Looking for credit unions near me in other Ohio cities? Browse credit unions in nearby locations:

View all credit unions in Ohio

If Midwest Community Credit Union isn't the right fit

To borrow from Midwest Community Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Ohio. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.