Community First Credit Union2043 E Prospect Rd, Ashtabula, OH · Main Office

Ashtabula, OH
(440) 997-5919
NCUA Insured

About Community First

This main office of Community First is located at 2043 E Prospect Rd in Ashtabula, Ohio, and can be reached at (440) 997-5919. Community First is a federally insured financial cooperative serving the Ashtabula, Ohio community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Ashtabula or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Ashtabula area.

This is the main headquarters location, managing all branch operations and member services for the institution.

Key Member Benefits

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

2043 E Prospect Rd

Ashtabula, OH 44004

Need Funds Before You Join?

How to Join

Membership at Community First is typically open to individuals who live, work, worship, or attend school in Ashtabula and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (440) 997-5919 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Community First typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Community First federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Ashtabula, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Community First Locations

51 additional branches in 5 states

OhioCurrent State

1 location

Michigan

5 locations
Community First Credit Union in Remus, MIClosed

155 N Sheridan Ave

252 mi away(989) 352-6031
Community First Credit Union in Lakeview, MIMain OfficeClosed

9637 N Greenville Rd

253 mi away(989) 352-6031
Community First Credit Union in Trufant, MIClosed

110 S a St

254 mi away(616) 984-9700

620 W Shaw St

261 mi away(231) 937-9400
Community First Credit Union in Morley, MIClosed

101 4th St

262 mi away(231) 307-3167

Missouri

1 location

Wisconsin

28 locations
Community First Credit Union in Two Rivers, WIClosed

1819 Washington St

378 mi away(920) 830-7200
Community First Credit Union in Manitowoc, WIClosed

1100 S 30th St

381 mi away(920) 830-7200
Community First Credit Union in De Pere, WIClosed

1700 Lawrence Dr

410 mi away(920) 830-7200
Community First Credit Union in Green Bay, WIClosed

2949 Riverview Dr

413 mi away(920) 830-7200
Community First Credit Union in Appleton, WIClosed

W6089 County Road Kk

415 mi away(920) 830-7200
Community First Credit Union in Kimberly, WIClosed

600 W Kimberly Ave

416 mi away(920) 830-7200
Community First Credit Union in Appleton, WIClosed

2701 N Ballard Rd

418 mi away(920) 830-7200
Community First Credit Union in Appleton, WIClosed

2626 S Oneida St

418 mi away(920) 830-7200
Community First Credit Union in Menasha, WIClosed

670 Lake Park Road

418 mi away(920) 830-7200
Community First Credit Union in Appleton, WIClosed

2600 S Heritage Woods Dr

419 mi away(920) 830-7200
Community First Credit Union in Oshkosh, WIClosed

2772 Oregon St

419 mi away(920) 830-7200
Community First Credit Union in Appleton, WIClosed

200 W Packard St

419 mi away(920) 830-7200
Community First Credit Union in Menasha, WIClosed

201 Main St

420 mi away(920) 830-7200
Community First Credit Union in Appleton, WIClosed

509 N Richmond St

420 mi away(920) 830-7200
Community First Credit Union in Neenah, WIClosed

2300 Industrial Dr

420 mi away(920) 830-7200
Community First Credit Union in Neenah, WIClosed

125 E Forest Ave

420 mi away(920) 830-7200
Community First Credit Union in Appleton, WIClosed

1235 W Spencer St

420 mi away(920) 830-7200
Community First Credit Union in Oshkosh, WIClosed

1492 W South Park Ave

421 mi away(920) 830-7200
Community First Credit Union in Appleton, WIClosed

2601 Touchmark Dr

421 mi away(920) 830-7200
Community First Credit Union in Neenah, WIClosed

1193 W Winneconne Ave

421 mi away(920) 830-7200
Community First Credit Union in Appleton, WIClosed

455 S Nicolet Rd

422 mi away(920) 830-7200
Community First Credit Union in Neenah, WIMain OfficeClosed

1575 Dresang Way

422 mi away(920) 830-7200
Community First Credit Union in Oshkosh, WIClosed

2424 Westowne Ave

423 mi away(920) 830-7200
Community First Credit Union in Greenville, WIClosed

N1230 County Road CB

426 mi away(920) 830-7200
Community First Credit Union in New London, WIClosed

603 W Wolf River Ave

438 mi away(920) 830-7200
Community First Credit Union in Waupaca, WIClosed

1006 Royalton St

452 mi away(920) 830-7200
Community First Credit Union in Waupaca, WIClosed

N2665 County Road Qq

455 mi away(920) 830-7200

Credit Unions Near Me in Other Ohio Cities

Looking for credit unions near me in other Ohio cities? Browse credit unions in nearby locations:

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If Community First Credit Union isn't the right fit

To borrow from Community First Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can apply online with lenders serving Ohio. Applying is quick, and funds may be available quickly after approval.

Approval, amount, and terms depend on the lender and your creditworthiness. Loans are not available in all states.