Western Cooperative Credit Union1300 Bison Dr, Williston, ND · Main Office

Williston, ND
(701) 572-4000
NCUA Insured

About Western Cooperative

This main office of Western Cooperative is located at 1300 Bison Dr in Williston, North Dakota, and can be reached at (701) 572-4000. Western Cooperative is a federally insured financial cooperative serving the Williston, North Dakota community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Williston or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Williston area.

This is the main headquarters location, managing all branch operations and member services for the institution.

Key Member Benefits

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

1300 Bison Dr

Williston, ND 58801-3770

Need Funds Before You Join?

How to Join

Membership at Western Cooperative is typically open to individuals who live, work, worship, or attend school in Williston and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (701) 572-4000 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Western Cooperative typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Western Cooperative federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Williston, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Western Cooperative Locations

6 additional branches in 1 state

North DakotaCurrent State

6 locations

Credit Unions Near Me in Other North Dakota Cities

Looking for credit unions near me in other North Dakota cities? Browse credit unions in nearby locations:

View all credit unions in North Dakota

If Western Cooperative Credit Union isn't the right fit

To borrow from Western Cooperative Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can apply online with lenders serving North Dakota. Applying is quick, and funds may be available quickly after approval.

Approval, amount, and terms depend on the lender and your creditworthiness. Loans are not available in all states.