Service Credit Union589 Holzapple St Bldg 210, Grand Forks Afb, ND

Grand Forks Afb, ND
(701) 594-3347
NCUA Insured

About Service

This branch of Service is located at 589 Holzapple St Bldg 210 in Grand Forks Afb, North Dakota, and can be reached at (701) 594-3347. Service is a federally insured financial cooperative serving the Grand Forks Afb, North Dakota community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Grand Forks Afb or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Grand Forks Afb area.

Key Member Benefits

  • Payday Alternative Loans (PALs)

    Access small loans up to $2,000 with rates capped at 28% APR. A safe, regulated alternative to predatory payday lenders designed to help you handle emergencies.

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Bilingual Services

    Full service available in multiple languages to support our diverse community.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

589 Holzapple St Bldg 210

Grand Forks Afb, ND 58204-1020

Need Funds Before You Join?

How to Join

Membership at Service is typically open to individuals who live, work, worship, or attend school in Grand Forks Afb and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (701) 594-3347 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Service typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Service federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Grand Forks Afb, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Service Locations

40 additional branches in 3 states

Massachusetts

1 location

New Hampshire

38 locations

3003 Lafayette Rd

1325 mi away(603) 422-8300

3003 Lafayette Rd

1325 mi away(800) 936-7730

Wisconsin

1 location

2850 S Ashland Ave

505 mi away(920) 433-1784

Credit Unions Near Me in Other North Dakota Cities

Looking for credit unions near me in other North Dakota cities? Browse credit unions in nearby locations:

View all credit unions in North Dakota

If Service Credit Union isn't the right fit

To borrow from Service Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can apply online with lenders serving North Dakota. Applying is quick, and funds may be available quickly after approval.

Approval, amount, and terms depend on the lender and your creditworthiness. Loans are not available in all states.