Capital Credit Union835 S Washington St, Bismarck, ND

Bismarck, ND
(701) 255-0042
NCUA Insured

About Capital

This branch of Capital is located at 835 S Washington St in Bismarck, North Dakota, and can be reached at (701) 255-0042. Capital is a federally insured financial cooperative serving the Bismarck, North Dakota community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Bismarck or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Bismarck area.

Key Member Benefits

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

835 S Washington St

Bismarck, ND 58504

Need Funds Before You Join?

How to Join

Membership at Capital is typically open to individuals who live, work, worship, or attend school in Bismarck and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (701) 255-0042 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Capital typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM
Shared Service Center

Frequently Asked Questions

Is Capital federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Bismarck, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Capital Locations

27 additional branches in 2 states

Wisconsin

19 locations

W7007 Parkview Dr Ste E

617 mi away(920) 494-2828

2755 W Wisconsin Ave

622 mi away(920) 494-2828

2495 Jackson St

623 mi away(920) 494-2828

926 W College Ave

623 mi away(920) 494-2828
Capital Credit Union in Neenah, WIClosed

1401 S Commercial St

624 mi away(920) 494-2828

N4119 County Rd E

626 mi away(920) 494-2828

855 Eisenhower Dr

627 mi away(920) 494-2828

125 E North Ave

627 mi away(920) 494-2828

W2670 County Road KK

628 mi away(920) 494-2828

406 Cardinal Ln

632 mi away(920) 494-2828

921 S Taylor St

633 mi away(920) 494-2828

1121 W Main Ave

633 mi away(920) 494-2828
Capital Credit Union in Green Bay, WIMain OfficeClosed

825 Morris Ave

635 mi away(920) 494-2828

108 S 5th St

635 mi away(920) 494-2828

1395 S Broadway

636 mi away(920) 494-2828

201 W Saint Joseph St

636 mi away(920) 494-2828

1920 Landmark BLVD

639 mi away(920) 494-2828

1449 Green Bay Rd Ste 1

658 mi away(920) 494-2828

665 N 12th Ave

660 mi away(920) 494-2828

Credit Unions Near Me in Other North Dakota Cities

Looking for credit unions near me in other North Dakota cities? Browse credit unions in nearby locations:

View all credit unions in North Dakota

If Capital Credit Union isn't the right fit

To borrow from Capital Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving North Dakota. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.