Hometown Credit Union106 E Main St, Ashley, ND

Ashley, ND
(701) 288-3439
NCUA Insured

About Hometown

This branch of Hometown is located at 106 E Main St in Ashley, North Dakota, and can be reached at (701) 288-3439. Hometown is a federally insured financial cooperative serving the Ashley, North Dakota community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Ashley or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Ashley area.

Key Member Benefits

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

106 E Main St

Ashley, ND 58413

Need Funds Before You Join?

How to Join

Membership at Hometown is typically open to individuals who live, work, worship, or attend school in Ashley and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (701) 288-3439 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Hometown typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Hometown federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Ashley, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Hometown Locations

5 additional branches in 2 states

North DakotaCurrent State

4 locations

18 Main Ave S

36 mi away(701) 647-2448
Hometown Credit Union in Hazelton, NDClosed

341 Main

48 mi away(701) 782-6841
Hometown Credit Union in Medina, NDClosed

301 5th Ave SE

63 mi away(701) 486-3232
Hometown Credit Union in Lincoln, NDClosed

109 McDougall Dr Ste 5

76 mi away(701) 751-1613

Indiana

1 location
Hometown Credit Union in Peru, INMain OfficeClosed

151 N Broadway

766 mi away(765) 472-7600

Credit Unions Near Me in Other North Dakota Cities

Looking for credit unions near me in other North Dakota cities? Browse credit unions in nearby locations:

View all credit unions in North Dakota

If Hometown Credit Union isn't the right fit

To borrow from Hometown Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can apply online with lenders serving North Dakota. Applying is quick, and funds may be available quickly after approval.

Approval, amount, and terms depend on the lender and your creditworthiness. Loans are not available in all states.