Marine Credit Union1039 S College Rd Ste 106, Wilmington, NC

Wilmington, NC
(910) 577-7333
NCUA Insured

About Marine

This branch of Marine is located at 1039 S College Rd Ste 106 in Wilmington, North Carolina, and can be reached at (910) 577-7333. Marine is a federally insured financial cooperative serving the Wilmington, North Carolina community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Wilmington or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Wilmington area.

Key Member Benefits

  • Payday Alternative Loans (PALs)

    Borrow small amounts at fair, regulated rates to manage short-term cash needs without getting trapped in debt.

  • Credit Builder Program

    Specialized loans designed to help you establish or rebuild your credit score safely and affordably.

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Bilingual Services

    Full service available in multiple languages to support our diverse community.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

1039 S College Rd Ste 106

Wilmington, NC 28403-4434

Need Funds Before You Join?

How to Join

Membership at Marine is typically open to individuals who live, work, worship, or attend school in Wilmington and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (910) 577-7333 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Marine typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM
Shared Service Center

Frequently Asked Questions

Is Marine federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Wilmington, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Marine Locations

34 additional branches in 5 states

Iowa

1 location
Marine Credit Union in West Des Moines, IAClosed

909 9th St

1000 mi away(515) 867-2200

South Carolina

1 location

Virginia

2 locations

Wisconsin

20 locations
Marine Credit Union in Mount Pleasant, WIClosed

3039 S Green Bay Rd

795 mi away(262) 554-7440
Marine Credit Union in Sheboygan, WIClosed

730 N 9th St

843 mi away(920) 458-4678
Marine Credit Union in Monroe, WIClosed

1712 12th St

859 mi away(608) 328-1200
Marine Credit Union in Fond Du Lac, WIClosed

660 S Hickory St

869 mi away(920) 929-5000
Marine Credit Union in Fond Du Lac, WIClosed

661 W Pioneer Rd

869 mi away(920) 923-7280
Marine Credit Union in Fond Du Lac, WIClosed

80 W Rees St

870 mi away(920) 923-7280
Marine Credit Union in Waupun, WIClosed

1 Gateway Dr

872 mi away(920) 324-3101
Marine Credit Union in Dodgeville, WIClosed

316 W Spring St Ste 1

894 mi away(608) 425-6001

300 2nd St N Ste 400

975 mi away(800) 923-7280

3406 Oakwood Hills Pkwy Ste 100

1025 mi away(715) 930-1549

Credit Unions Near Me in Other North Carolina Cities

Looking for credit unions near me in other North Carolina cities? Browse credit unions in nearby locations:

View all credit unions in North Carolina

If Marine Credit Union isn't the right fit

To borrow from Marine Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can apply online with lenders serving North Carolina. Applying is quick, and funds may be available quickly after approval.

Approval, amount, and terms depend on the lender and your creditworthiness. Loans are not available in all states.