Allegacy Credit Union212 E Mountain St, Kernersville, NC

Kernersville, NC
(336) 794-8510
NCUA Insured

About Allegacy

This branch of Allegacy is located at 212 E Mountain St in Kernersville, North Carolina, and can be reached at (336) 794-8510. Allegacy is a federally insured financial cooperative serving the Kernersville, North Carolina community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Kernersville or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Kernersville area.

Key Member Benefits

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Bilingual Services

    Full service available in multiple languages to support our diverse community.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • In-School Branch

    Partnerships with local schools to provide on-site banking and financial literacy for students.

Location & Branch Hours

Visit Branch

212 E Mountain St

Kernersville, NC 27284-2941

Need Funds Before You Join?

How to Join

Membership at Allegacy is typically open to individuals who live, work, worship, or attend school in Kernersville and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (336) 794-8510 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Allegacy typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM
Shared Service Center

Frequently Asked Questions

Is Allegacy federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Kernersville, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Allegacy Locations

23 additional branches in 1 state

North CarolinaCurrent State

23 locations

1691 Westbrook Plaza Dr

14 mi away(336) 774-3400

1101 W Gate City Blvd Ste 205

15 mi away(336) 794-8470

1735 Lewisville Clemmons Rd

18 mi away(336) 774-8343

6425 W Wilkinson Blvd Ste F

81 mi away(704) 900-7425

Credit Unions Near Me in Other North Carolina Cities

Looking for credit unions near me in other North Carolina cities? Browse credit unions in nearby locations:

View all credit unions in North Carolina

If Allegacy Credit Union isn't the right fit

To borrow from Allegacy Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving North Carolina. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.