Coastal Credit Union401 N Harrison Ave, Cary, NC

Cary, NC
(919) 447-7005
NCUA Insured

About Coastal

This branch of Coastal is located at 401 N Harrison Ave in Cary, North Carolina, and can be reached at (919) 447-7005. Coastal is a federally insured financial cooperative serving the Cary, North Carolina community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Cary or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Cary area.

Key Member Benefits

  • Credit Builder Program

    Specialized loans designed to help you establish or rebuild your credit score safely and affordably.

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Bilingual Services

    Full service available in multiple languages to support our diverse community.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

401 N Harrison Ave

Cary, NC 27513

Need Funds Before You Join?

How to Join

Membership at Coastal is typically open to individuals who live, work, worship, or attend school in Cary and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (919) 447-7005 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Coastal typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Coastal federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Cary, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Coastal Locations

21 additional branches in 1 state

North CarolinaCurrent State

21 locations

Cornerstone #122 2339 Davis Dr

3.6 mi away(919) 657-1060

2024 Kildaire Farm Rd Crescent Commons #133

3.8 mi away(919) 882-6090

Olive Chapel Village #131 5330 Apex Peakway

6.0 mi away(919) 290-8040

4325 Glenwood Ave Ste 4001

6.7 mi away(919) 703-2050

Page Road #123 5316 Page Rd

7.1 mi away(919) 281-2560

IBM Bldg 500 4205 S Miami Blvd

8.5 mi away(919) 254-5115

1000 Saint Albans Dr

9.5 mi away(919) 420-8000

1000 Saint Albans Dr 1000 Saint Albans DrSt. Albans Branch #130

9.5 mi away(919) 882-5392

1060 Timber Dr E White Oak Crossing #124

13 mi away(919) 882-3461

South Square 3125 Shannon Rd

15 mi away(919) 419-7889

10850 Wakefield Commons Dr Wakefield Commons

17 mi away(919) 488-2300

Credit Unions Near Me in Other North Carolina Cities

Looking for credit unions near me in other North Carolina cities? Browse credit unions in nearby locations:

View all credit unions in North Carolina

If Coastal Credit Union isn't the right fit

To borrow from Coastal Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving North Carolina. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.