Teachers Credit Union2 Center St, Upton, NY

Upton, NY
(631) 698-7000
NCUA Insured

About Teachers

This branch of Teachers is located at 2 Center St in Upton, New York, and can be reached at (631) 698-7000. Teachers is a federally insured financial cooperative serving the Upton, New York community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Upton or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Upton area.

Key Member Benefits

  • Payday Alternative Loans (PALs)

    Borrow small amounts at fair, regulated rates to manage short-term cash needs without getting trapped in debt.

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Bilingual Services

    Full service available in multiple languages to support our diverse community.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

  • In-School Branch

    Partnerships with local schools to provide on-site banking and financial literacy for students.

Location & Branch Hours

Visit Branch

2 Center St

Upton, NY 11973

Lobby Hours
Closed

The credit union lobby is currently closed.

Today: 9am-5pm

SundayClosed
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 6:00 PM
Saturday9:00 AM - 2:00 PM

All times listed are Eastern Standard Time. Standard branch hours for all locations.

Need Funds Before You Join?

How to Join

Membership at Teachers is typically open to individuals who live, work, worship, or attend school in Upton and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (631) 698-7000 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Teachers typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Teachers federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Upton, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Teachers Locations

32 additional branches in 4 states

New YorkCurrent State

28 locations
Teachers Credit Union in Manorville, NYClosed

460 County Road 111

4.5 mi away(631) 698-7000
Teachers Credit Union in Wading River, NYClosed

6257 Route 25A

5.7 mi away(631) 698-7000
Teachers Credit Union in Shirley, NYClosed

437 William Floyd Pkwy

6.0 mi away(631) 698-7000
Teachers Credit Union in Rocky Point, NYClosed

561 Route 25A

6.0 mi away(631) 698-7000
Teachers Credit Union in Center Moriches, NYClosed

248 Main St

6.7 mi away(631) 698-7000
Teachers Credit Union in FARMINGVILLE, NYClosed

2410 N OCEAN AVE

7.8 mi away(631) 698-7000
Teachers Credit Union in Selden, NYClosed

301 Independence Plz

8.9 mi away(631) 698-7000

5145 Nesconset Hwy

9.4 mi away(631) 698-7000
Teachers Credit Union in Patchogue, NYClosed

31 W Main St Ste 23

10.0 mi away(631) 698-7000
Teachers Credit Union in South Setauket, NYClosed

260A Pond Path

12 mi away(631) 698-7000
Teachers Credit Union in Holbrook, NYClosed

5439 Sunrise Hwy

13 mi away(631) 698-7000
Teachers Credit Union in Riverhead, NYClosed

176 Old Country Rd

13 mi away(631) 698-7000
Teachers Credit Union in Stony Brook, NYClosed

1113 N Country Rd

13 mi away(631) 698-7000
Teachers Credit Union in Nesconset, NYClosed

127 Smithtown Blvd

15 mi away(631) 698-7000
Teachers Credit Union in Oakdale, NYClosed

951 Montauk Hwy

15 mi away(631) 698-7000
Teachers Credit Union in Smithtown, NYClosed

47 Route 111

16 mi away(800) 341-4333
Teachers Credit Union in Central Islip, NYClosed

118 Wheeler Rd

18 mi away(631) 698-7000
Teachers Credit Union in Hauppauge, NYMain OfficeClosed

102 Motor Pkwy

21 mi away(631) 698-7000
Teachers Credit Union in Hauppauge, NYClosed

102 Motor Pkwy

21 mi away(631) 698-7000
Teachers Credit Union in Commack, NYClosed

10 Vanderbilt Motor Pkwy

22 mi away(631) 698-7000
Teachers Credit Union in Bay Shore, NYClosed

1360 Sunrise Hwy

22 mi away(631) 698-7000
Teachers Credit Union in East Northport, NYClosed

556 Larkfield Rd

23 mi away(631) 698-7000
Teachers Credit Union in North Babylon, NYClosed

1134 Deer Park Ave

25 mi away(631) 698-7000
Teachers Credit Union in Huntington, NYClosed

211 E Main St

28 mi away(631) 698-7000
Teachers Credit Union in Amityville, NYClosed

355 Broadway

31 mi away(631) 698-7000
Teachers Credit Union in Massapequa, NYClosed

4250 Jerusalem Ave

34 mi away(631) 698-7000
Teachers Credit Union in East Meadow, NYClosed

2557 Hempstead Tpke

36 mi away(631) 698-7000
Teachers Credit Union in Merrick, NYClosed

1638 Merrick Rd

39 mi away(631) 698-7000

Florida

2 locations
Teachers Credit Union in Tampa, FLClosed

1510 N West Shore Blvd

1046 mi away(813) 327-4081
Teachers Credit Union in Naples, FLClosed

10975 Tamiami Trl N

1130 mi away(813) 327-4081

Oklahoma

1 location
Teachers Credit Union in Oklahoma CIty, OKMain OfficeClosed

2300 NW 23rd St

1385 mi away(405) 232-8288

Wisconsin

1 location
Teachers Credit Union in Beloit, WIMain OfficeClosed

2315 Prairie Ave

839 mi away(608) 362-8983

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If Teachers Credit Union isn't the right fit

To borrow from Teachers Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving New York. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.