Ulster Credit Union9W Simmons Plz, Saugerties, NY

Saugerties, NY
(845) 246-0587
NCUA Insured

About Ulster

This branch of Ulster is located at 9W Simmons Plz in Saugerties, New York, and can be reached at (845) 246-0587. Ulster is a federally insured financial cooperative serving the Saugerties, New York community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Saugerties or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Saugerties area.

Key Member Benefits

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

9W Simmons Plz

Saugerties, NY 12477

Lobby Hours
Open

Today: 9am-4:30pm

SundayClosed
Monday8:30 AM - 4:30 PM
Tuesday8:30 AM - 4:30 PM
Wednesday9:00 AM - 4:30 PM
Thursday8:30 AM - 4:30 PM
Friday8:30 AM - 4:30 PM
Saturday8:30 AM - 1:00 PM
Drive-Thru Hours

Offices close at 1:00 PM on Christmas Eve and New Year's Eve. Check social media or call (845) 339-5544 ext. 350 for weather related delays/early closings.

Holiday Hours

New Year's Day(January 1)Closed
Martin Luther King, Jr. Day(January 19)Closed
President's Day(February 16)Closed
Memorial Day(May 25)Closed
Juneteenth(June 19)Closed

Need Funds Before You Join?

How to Join

Membership at Ulster is typically open to individuals who live, work, worship, or attend school in Saugerties and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (845) 246-0587 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Ulster typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Ulster federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Saugerties, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Ulster Locations

2 additional branches in 1 state

New YorkCurrent State

2 locations

807 Ulster Ave

7.5 mi away(845) 339-3394
Ulster Credit Union in Kingston, NYMain OfficeOpen

127 Schwenk Dr

9.0 mi away(845) 339-5544

Credit Unions Near Me in Other New York Cities

Looking for credit unions near me in other New York cities? Browse credit unions in nearby locations:

View all credit unions in New York

If Ulster Credit Union isn't the right fit

To borrow from Ulster Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving New York. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.