Local 804 Credit Union21131 Jamaica Ave, Queens Village, NY

Queens Village, NY
(718) 353-1300
NCUA Insured

About Local 804

This branch of Local 804 is located at 21131 Jamaica Ave in Queens Village, New York, and can be reached at (718) 353-1300. Local 804 is a federally insured financial cooperative serving the Queens Village, New York community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Queens Village or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Queens Village area.

Key Member Benefits

  • Bilingual Services

    Full service available in multiple languages to support our diverse community.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

21131 Jamaica Ave

Queens Village, NY 11428-1621

Need Funds Before You Join?

How to Join

Membership at Local 804 is typically open to individuals who live, work, worship, or attend school in Queens Village and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (718) 353-1300 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Local 804 typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Frequently Asked Questions

Is Local 804 federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Queens Village, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Local 804 Locations

1 additional branch in 1 state

New YorkCurrent State

1 location

44 S Bayles Ave Ste 204

8.4 mi away(718) 878-4622

Credit Unions Near Me in Other New York Cities

Looking for credit unions near me in other New York cities? Browse credit unions in nearby locations:

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If Local 804 Credit Union isn't the right fit

To borrow from Local 804 Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving New York. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.