Fourleaf Credit Union4900B Nesconset Hwy, Port Jefferson Station, NY

Port Jefferson Station, NY
(631) 474-5029
NCUA Insured

About Fourleaf

This branch of Fourleaf is located at 4900B Nesconset Hwy in Port Jefferson Station, New York, and can be reached at (631) 474-5029. Fourleaf is a federally insured financial cooperative serving the Port Jefferson Station, New York community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Port Jefferson Station or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Port Jefferson Station area.

Key Member Benefits

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Free Tax Preparation

    No-cost assistance filing your annual tax returns, maximizing your refund ensuring accuracy.

  • Bilingual Services

    Full service available in multiple languages to support our diverse community.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

4900B Nesconset Hwy

Port Jefferson Station, NY 11776-2543

Need Funds Before You Join?

How to Join

Membership at Fourleaf is typically open to individuals who live, work, worship, or attend school in Port Jefferson Station and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (631) 474-5029 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Fourleaf typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM
Shared Service Center

Frequently Asked Questions

Is Fourleaf federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Port Jefferson Station, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Fourleaf Locations

36 additional branches in 2 states

New YorkCurrent State

35 locations
Fourleaf Credit Union in Ronkonkoma, NYClosed

1 Hawkins Ave Unit 2104

8.3 mi away(631) 612-6176
Fourleaf Credit Union in West Babylon, NYClosed

555 W Montauk Hwy

22 mi away(631) 649-1614
Fourleaf Credit Union in Farmingdale, NYClosed

1033 Fulton St

24 mi away(631) 270-0500

899 S Oyster Bay Rd

26 mi away(516) 349-6800
Fourleaf Credit Union in Levittown, NYClosed

3531 Hempstead Tpke

27 mi away(516) 644-5480
Fourleaf Credit Union in Seaford, NYClosed

4006 Merrick Rd

29 mi away(516) 710-7554
Fourleaf Credit Union in Westbury, NYClosed

750 Old Country Rd

30 mi away(516) 880-9690
Fourleaf Credit Union in Roosevelt, NYClosed

405 Nassau Rd

33 mi away(516) 960-2058
Fourleaf Credit Union in Mineola, NYClosed

131 Jericho Tpke

33 mi away(516) 535-1048
Fourleaf Credit Union in Bayside, NYClosed

2388 Bell Blvd # A

39 mi away(516) 363-6518
Fourleaf Credit Union in Forest Hills, NYClosed

7127 Austin St

44 mi away(718) 450-9190
Fourleaf Credit Union in Ozone Park, NYClosed

10232 Atlantic Ave

44 mi away(347) 233-3718
Fourleaf Credit Union in Sunnyside, NYClosed

4721 Queens Blvd

47 mi away(516) 349-6960

New Jersey

1 location

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If Fourleaf Credit Union isn't the right fit

To borrow from Fourleaf Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving New York. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.