Island Credit Union824 Hicksville Rd, North Massapequa, NY

North Massapequa, NY
(516) 804-4040
NCUA Insured

About Island

This branch of Island is located at 824 Hicksville Rd in North Massapequa, New York, and can be reached at (516) 804-4040. Island is a federally insured financial cooperative serving the North Massapequa, New York community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in North Massapequa or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the North Massapequa area.

Key Member Benefits

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Bilingual Services

    Full service available in multiple languages to support our diverse community.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

824 Hicksville Rd

North Massapequa, NY 11758-1262

Lobby Hours
Open

Today: 8:30am-5pm

SundayClosed
Monday8:30 AM - 5:00 PM
Tuesday8:30 AM - 5:00 PM
Wednesday8:30 AM - 5:00 PM
Thursday8:30 AM - 6:00 PM
Friday8:30 AM - 6:00 PM
Saturday8:30 AM - 3:00 PM

Standard hours for all branches extracted from structured data

Need Funds Before You Join?

How to Join

Membership at Island is typically open to individuals who live, work, worship, or attend school in North Massapequa and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (516) 804-4040 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Island typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM
Shared Service Center

Frequently Asked Questions

Is Island federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of North Massapequa, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Island Locations

8 additional branches in 1 state

New YorkCurrent State

8 locations

2752 Sunrise Hwy

2.5 mi away(516) 809-4500

85 E Old Country Rd

6.7 mi away(516) 932-9300
Island Credit Union in Hauppauge, NYMain OfficeOpen

120 Motor Pkwy

17 mi away(631) 851-1100

4820 Sunrise Hwy

20 mi away(631) 567-0502

Stony Brk Health Science Tower Level 2

25 mi away(631) 851-1100
Island Credit Union in Selden, NYOpen

920 Middle Country Rd

26 mi away(631) 846-2130

430 Route 25A

26 mi away(631) 851-1100

1077 Old Country Rd

46 mi away(631) 591-0070

Credit Unions Near Me in Other New York Cities

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If Island Credit Union isn't the right fit

To borrow from Island Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving New York. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.