People's Alliance Credit Union14 S Service Rd Room #4A, Jamaica, NY

Jamaica, NY
(718) 656-1774
NCUA Insured

About People's Alliance

This branch of People's Alliance is located at 14 S Service Rd Room #4A in Jamaica, New York, and can be reached at (718) 656-1774. People's Alliance is a federally insured financial cooperative serving the Jamaica, New York community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Jamaica or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Jamaica area.

Key Member Benefits

  • Credit Builder Program

    Specialized loans designed to help you establish or rebuild your credit score safely and affordably.

  • Bilingual Services

    Full service available in multiple languages to support our diverse community.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

14 S Service Rd Room #4A

Jamaica, NY 11430-1206

Need Funds Before You Join?

How to Join

Membership at People's Alliance is typically open to individuals who live, work, worship, or attend school in Jamaica and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (718) 656-1774 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, People's Alliance typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is People's Alliance federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Jamaica, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other People's Alliance Locations

6 additional branches in 1 state

New YorkCurrent State

6 locations

The Greater Allen Cathedral of New York 11031 Merrick Blvd

3.3 mi away(718) 206-4600
People's Alliance Credit Union in Brooklyn, NYClosed

67 Hanson Pl

9.0 mi away(718) 643-4506
People's Alliance Credit Union in Westbury, NYClosed

1600 Stewart Ave Suite #101

13 mi away(516) 832-8100
People's Alliance Credit Union in Yonkers, NYClosed

132 Tuckahoe Rd

21 mi away(914) 963-1370
People's Alliance Credit Union in Hauppauge, NYMain OfficeClosed

125 Wireless Blvd

30 mi away(631) 434-3500
People's Alliance Credit Union in Ronkonkoma, NYClosed

3125 Veterans Memorial Hwy

37 mi away(631) 580-3702

Credit Unions Near Me in Other New York Cities

Looking for credit unions near me in other New York cities? Browse credit unions in nearby locations:

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If People's Alliance Credit Union isn't the right fit

To borrow from People's Alliance Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving New York. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.