Hudson Valley Credit Union279 Main St, Grahamsville, NY

Grahamsville, NY
(800) 468-3011
NCUA Insured

About Hudson Valley

This branch of Hudson Valley is located at 279 Main St in Grahamsville, New York, and can be reached at (800) 468-3011. Hudson Valley is a federally insured financial cooperative serving the Grahamsville, New York community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Grahamsville or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Grahamsville area.

Key Member Benefits

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Bilingual Services

    Full service available in multiple languages to support our diverse community.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

279 Main St

Grahamsville, NY 12740

Need Funds Before You Join?

How to Join

Membership at Hudson Valley is typically open to individuals who live, work, worship, or attend school in Grahamsville and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (800) 468-3011 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Hudson Valley typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Hudson Valley federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Grahamsville, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Hudson Valley Locations

34 additional branches in 1 state

New YorkCurrent State

34 locations
Hudson Valley Credit Union in Poughkeepsie, NYClosed

4 Tucker Dr

35 mi away(845) 463-3011
Hudson Valley Credit Union in Hudson, NYClosed

561 Warren St

48 mi away(845) 463-3011

Brewster Towne Centre 1620 Route 22

58 mi away(800) 468-3011
Hudson Valley Credit Union in Albany, NYClosed

1704 Western Ave Ste 7

68 mi away(845) 463-3011
Hudson Valley Credit Union in Albany, NYClosed

98 Wolf Rd

71 mi away(845) 463-3011
Hudson Valley Credit Union in Latham, NYClosed

851 New Loudon Rd

74 mi away(845) 463-3011
Hudson Valley Credit Union in Green Island, NYClosed

148 George St

76 mi away(845) 463-3011

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If Hudson Valley Credit Union isn't the right fit

To borrow from Hudson Valley Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving New York. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.