Municipal Credit Union350 Jay St, Brooklyn, NY

Brooklyn, NY
(844) 628-6969
NCUA Insured

About Municipal

This branch of Municipal is located at 350 Jay St in Brooklyn, New York, and can be reached at (844) 628-6969. Municipal is a Minority Depository Institution (MDI) and federally insured financial cooperative serving the Brooklyn, New York community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Brooklyn or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Brooklyn area.

Key Member Benefits

  • Credit Builder Program

    Specialized loans designed to help you establish or rebuild your credit score safely and affordably.

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Bilingual Services

    Full service available in multiple languages to support our diverse community.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

350 Jay St

Brooklyn, NY 11201

Lobby Hours
Closed

The credit union lobby is currently closed.

Today: 8:30am-4:30pm

SundayClosed
Monday8:30 AM - 4:30 PM
Tuesday8:30 AM - 4:30 PM
Wednesday8:30 AM - 4:30 PM
Thursday8:30 AM - 4:30 PM
Friday8:30 AM - 4:30 PM
Saturday9:00 AM - 1:00 PM
ATM Hours

Available During Branch Hours Only

4 ATMs, Available During Branch Hours Only, Instant Deposit ATMs, Cash Dispensers, Coin Machine

Need Funds Before You Join?

How to Join

Membership at Municipal is typically open to individuals who live, work, worship, or attend school in Brooklyn and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (844) 628-6969 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Municipal typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Municipal federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Brooklyn, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Municipal Locations

15 additional branches in 1 state

New YorkCurrent State

15 locations
Municipal Credit Union in New York, NYMain OfficeClosed

22 Cortlandt St

1.6 mi away(212) 238-3300
Municipal Credit Union in New York, NYClosed

86 Chambers St

1.7 mi away(844) 628-6969
Municipal Credit Union in Brooklyn, NYClosed

1560 Flatbush Ave

4.7 mi away(844) 628-6969
Municipal Credit Union in Brooklyn, NYClosed

2142 Ralph Ave

6.0 mi away(844) 628-6969
Municipal Credit Union in Brooklyn, NYClosed

911 Erskine St

6.9 mi away(844) 628-6969
Municipal Credit Union in Rego Park, NYClosed

6135 Junction Blvd

7.1 mi away(212) 693-4900
Municipal Credit Union in New York, NYClosed

280 Saint Nicholas Ave

8.2 mi away(212) 693-4900
Municipal Credit Union in Bronx, NYClosed

225 E 149th St

9.2 mi away(844) 628-6969
Municipal Credit Union in Staten Island, NYClosed

1756 Forest Ave

9.6 mi away(844) 628-6969
Municipal Credit Union in Staten Island, NYClosed

2626 Hylan Blvd

11 mi away(844) 628-6969
Municipal Credit Union in Saint Albans, NYClosed

18839 Linden Blvd

12 mi away(212) 693-4900

13466 Springfield Blvd

12 mi away(212) 693-4900
Municipal Credit Union in Elmont, NYClosed

1660 Hempstead Tpke

15 mi away(212) 416-7130
Municipal Credit Union in Bronx, NYClosed

755 Co Op City Blvd

15 mi away(844) 628-6969
Municipal Credit Union in Yonkers, NYClosed

66 Main St

17 mi away(844) 628-6969

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If Municipal Credit Union isn't the right fit

To borrow from Municipal Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving New York. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.