Sunward Credit Union2700 Palmilla Rd NW, Los Lunas, NM

Los Lunas, NM
(800) 947-5328
NCUA Insured

About Sunward

This branch of Sunward is located at 2700 Palmilla Rd NW in Los Lunas, New Mexico, and can be reached at (800) 947-5328. Sunward is a federally insured financial cooperative serving the Los Lunas, New Mexico community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Los Lunas or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Los Lunas area.

Key Member Benefits

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

2700 Palmilla Rd NW

Los Lunas, NM 87031

Lobby Hours
Closed

The credit union lobby is currently closed.

Today: 9am-5:30pm

SundayClosed
Monday9:00 AM - 5:30 PM
Tuesday9:00 AM - 5:30 PM
Wednesday9:00 AM - 5:30 PM
Thursday9:00 AM - 5:30 PM
Friday9:00 AM - 5:30 PM
Saturday9:00 AM - 1:00 PM
Drive-Thru Hours

Need Funds Before You Join?

How to Join

Membership at Sunward is typically open to individuals who live, work, worship, or attend school in Los Lunas and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (800) 947-5328 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Sunward typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Sunward federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Los Lunas, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Sunward Locations

11 additional branches in 1 state

New MexicoCurrent State

11 locations
Sunward Credit Union in Albuquerque, NMClosed

1100 Rio Grande Blvd NW

21 mi away(800) 947-5328
Sunward Credit Union in Albuquerque, NMClosed

1301 Britt St SE

21 mi away(505) 237-7490
Sunward Credit Union in Albuquerque, NMMain OfficeClosed

3707 Juan Tabo Blvd NE

25 mi away(505) 293-0500
Sunward Credit Union in Albuquerque, NMClosed

9200 Golf Course Rd NW

26 mi away(800) 947-5328
Sunward Credit Union in Albuquerque, NMClosed

7412 Jefferson St NE

26 mi away(505) 293-0500
Sunward Credit Union in Albuquerque, NMClosed

3740 Ellison Rd NW

28 mi away(505) 237-7477
Sunward Credit Union in Albuquerque, NMClosed

8920 Holly Ave NE

28 mi away(505) 237-3999
Sunward Credit Union in Rio Rancho, NMClosed

1900 Wellspring Ave SE

28 mi away(505) 293-0500
Sunward Credit Union in Edgewood, NMClosed

1 Liberty Square Cir

37 mi away(505) 237-3966

Credit Unions Near Me in Other New Mexico Cities

Looking for credit unions near me in other New Mexico cities? Browse credit unions in nearby locations:

View all credit unions in New Mexico

If Sunward Credit Union isn't the right fit

To borrow from Sunward Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving New Mexico. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.