About Union County Employees

This main office of Union County Employees is located at 10 Elizabethtown Plz Fl 3 in Elizabeth, New Jersey, and can be reached at (908) 527-4014. Union County Employees is a federally insured financial cooperative serving the Elizabeth, New Jersey community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Elizabeth or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Elizabeth area.

This is the main headquarters location, managing all branch operations and member services for the institution.

Location & Branch Hours

Visit Branch

10 Elizabethtown Plz Fl 3

Elizabeth, NJ 07202-3451

Get Directions Call Branch

Lobby Hours

Open

Today: 10am-3pm

Sunday	Closed
Monday	10:00 AM - 3:00 PM
Tuesday	10:00 AM - 3:00 PM
Wednesday	8:00 AM - 3:00 PM
Thursday	10:00 AM - 3:00 PM
Friday	10:00 AM - 3:00 PM
Saturday	Closed

All loan closing processing by appointment only. Contact office before picking up loans.

Holiday Hours

Thanksgiving Day(November 24)Closed

Day After Thanksgiving(November 25)Closed

Christmas Eve(December 23)8:00 AM - 12:00 PM

Christmas Day (Observed)(December 26)Closed

How to Join

Membership at Union County Employees is typically open to individuals who live, work, worship, or attend school in Elizabeth and surrounding areas.

Standard Requirements:

Valid Government ID (Driver's License, Passport)
Social Security Number (SSN)
Proof of Address (Utility bill, Lease)
Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (908) 527-4014 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Union County Employees typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

Personal Loans: Unsecured loans for debt consolidation or emergencies.
Auto Loans: Financing for new and used vehicles.
Home Loans: Mortgages and Home Equity (HELOC).
Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

Checking Accounts: Often free with no minimum balance.
Savings Accounts: Share accounts with dividends.
CDs & IRAs: Long-term savings options.
Online Banking: Mobile app and remote deposit.

Frequently Asked Questions

Is Union County Employees federally insured?▼

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?▼

Field of membership typically includes residents of Elizabeth, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

If Union County Employees Credit Union isn't the right fit

To borrow from Union County Employees Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving New Jersey. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.

Union County Employees Credit Union10 Elizabethtown Plz Fl 3, Elizabeth, NJ · Main Office