The Morning Star Credit Union509 Cheyenne Avenue South, Lame Deer, MT · Main Office

Lame Deer, MT
(406) 477-8411
NCUA Insured

About The Morning Star

This main office of The Morning Star is located at 509 Cheyenne Avenue South in Lame Deer, Montana, and can be reached at (406) 477-8411. The Morning Star is a Minority Depository Institution (MDI) and federally insured financial cooperative serving the Lame Deer, Montana community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Lame Deer or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Lame Deer area.

This is the main headquarters location, managing all branch operations and member services for the institution.

Key Member Benefits

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

509 Cheyenne Avenue South

Lame Deer, MT 59043

Need Funds Before You Join?

How to Join

Membership at The Morning Star is typically open to individuals who live, work, worship, or attend school in Lame Deer and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (406) 477-8411 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, The Morning Star typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is The Morning Star federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Lame Deer, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other The Morning Star Locations

1 additional branch in 1 state

MontanaCurrent State

1 location

Credit Unions Near Me in Other Montana Cities

Looking for credit unions near me in other Montana cities? Browse credit unions in nearby locations:

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If The Morning Star Credit Union isn't the right fit

To borrow from The Morning Star Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can apply online with lenders serving Montana. Applying is quick, and funds may be available quickly after approval.

Approval, amount, and terms depend on the lender and your creditworthiness. Loans are not available in all states.