United Credit Union1204 S Business 54, Fulton, MO

Fulton, MO
(573) 592-7600
NCUA Insured

About United

This branch of United is located at 1204 S Business 54 in Fulton, Missouri, and can be reached at (573) 592-7600. United is a federally insured financial cooperative serving the Fulton, Missouri community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Fulton or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Fulton area.

Key Member Benefits

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • Free Tax Preparation

    No-cost assistance filing your annual tax returns, maximizing your refund ensuring accuracy.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

1204 S Business 54

Fulton, MO 65251

Lobby Hours
Open

Today: 8:30am-5pm

SundayClosed
Monday8:30 AM - 5:00 PM
Tuesday8:30 AM - 5:00 PM
Wednesday8:30 AM - 5:00 PM
Thursday8:30 AM - 5:00 PM
Friday8:30 AM - 6:00 PM
SaturdayClosed
Drive-Thru Hours

Need Funds Before You Join?

How to Join

Membership at United is typically open to individuals who live, work, worship, or attend school in Fulton and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (573) 592-7600 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, United typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM
Shared Service Center

Frequently Asked Questions

Is United federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Fulton, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other United Locations

15 additional branches in 4 states

MissouriCurrent State

6 locations

3421 Grindstone Pkwy

19 mi away(573) 442-6571
United Credit Union in Mexico, MOMain OfficeOpen

2401 Lakeview Rd

22 mi away(573) 581-8651
United Credit Union in Mexico, MOMain OfficeOpen

802 E Breckenridge St

23 mi away(573) 581-8651
United Credit Union in Mexico, MOOpen

907 E Liberty St

24 mi away(573) 581-8651

210 W Washington St

41 mi away(573) 594-6103
United Credit Union in Troy, MOOpen

200 Main St

53 mi away(636) 528-1350

Ohio

1 location

Credit Unions Near Me in Other Missouri Cities

Looking for credit unions near me in other Missouri cities? Browse credit unions in nearby locations:

View all credit unions in Missouri

If United Credit Union isn't the right fit

To borrow from United Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Missouri. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.