Shelter Insurance Credit Union1817 W Broadway, Columbia, MO · Main Office

Columbia, MO
(573) 214-4207
NCUA Insured

About Shelter Insurance

This main office of Shelter Insurance is located at 1817 W Broadway in Columbia, Missouri, and can be reached at (573) 214-4207. Shelter Insurance is a federally insured financial cooperative serving the Columbia, Missouri community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Columbia or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Columbia area.

This is the main headquarters location, managing all branch operations and member services for the institution.

Key Member Benefits

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

1817 W Broadway

Columbia, MO 65218

Lobby Hours
Closed

The credit union lobby is currently closed.

Today: 8am-4:30pm

SundayClosed
Monday8:00 AM - 4:30 PM
Tuesday8:00 AM - 4:30 PM
Wednesday8:00 AM - 4:30 PM
Thursday8:00 AM - 4:30 PM
Friday8:00 AM - 4:30 PM
SaturdayClosed

Lost or stolen debit card reporting: 800-543-5073. Utilizes MEMBER NET for online banking features.

Holiday Hours

Christmas Day(December 25)Closed
Boxing Day(December 26)Closed
New Year's Day(January 1)Closed

Need Funds Before You Join?

How to Join

Membership at Shelter Insurance is typically open to individuals who live, work, worship, or attend school in Columbia and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (573) 214-4207 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Shelter Insurance typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Shelter Insurance federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Columbia, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Credit Unions Near Me in Other Missouri Cities

Looking for credit unions near me in other Missouri cities? Browse credit unions in nearby locations:

View all credit unions in Missouri

If Shelter Insurance Credit Union isn't the right fit

To borrow from Shelter Insurance Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Missouri. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.