Ferguson Credit Union352 Brookhaven St, Brookhaven, MS

Brookhaven, MS
(601) 806-3328
NCUA Insured

About Ferguson

This branch of Ferguson is located at 352 Brookhaven St in Brookhaven, Mississippi, and can be reached at (601) 806-3328. Ferguson is a federally insured financial cooperative serving the Brookhaven, Mississippi community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Brookhaven or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Brookhaven area.

Key Member Benefits

  • Credit Builder Program

    Specialized loans designed to help you establish or rebuild your credit score safely and affordably.

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

  • In-School Branch

    Partnerships with local schools to provide on-site banking and financial literacy for students.

Location & Branch Hours

Visit Branch

352 Brookhaven St

Brookhaven, MS 39601

Lobby Hours
Closed

The credit union lobby is currently closed.

Today: 8:30am-4:30pm

SundayClosed
Monday8:30 AM - 4:30 PM
Tuesday8:30 AM - 4:30 PM
Wednesday8:30 AM - 4:30 PM
Thursday8:30 AM - 4:30 PM
Friday9:00 AM - 5:00 PM
Saturday8:30 AM - 12:00 PM

Holiday Hours

Christmas Eve(December 24)Close at 1:00 PM
Christmas Day(December 25)Closed
New Year's Day(January 1)Closed
Martin Luther King Jr.'s Birthday(January 19)Closed
Presidents Day(February 16)Closed

Need Funds Before You Join?

How to Join

Membership at Ferguson is typically open to individuals who live, work, worship, or attend school in Brookhaven and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (601) 806-3328 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Ferguson typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM
Shared Service Center

Frequently Asked Questions

Is Ferguson federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Brookhaven, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Ferguson Locations

2 additional branches in 1 state

MississippiCurrent State

2 locations
Ferguson Credit Union in McComb, MSClosed

1608 veterans blvd lot 1

22 mi away(601) 806-3328
Ferguson Credit Union in Tylertown, MSClosed

907 Union Rd

36 mi away(601) 806-3328

Credit Unions Near Me in Other Mississippi Cities

Looking for credit unions near me in other Mississippi cities? Browse credit unions in nearby locations:

View all credit unions in Mississippi

If Ferguson Credit Union isn't the right fit

To borrow from Ferguson Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Mississippi. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.