Harborlight Credit Union2710 Holton Whitehall Road, Whitehall, MI

Whitehall, MI
(231) 894-5608
NCUA Insured

About Harborlight

This branch of Harborlight is located at 2710 Holton Whitehall Road in Whitehall, Michigan, and can be reached at (231) 894-5608. Harborlight is a federally insured financial cooperative serving the Whitehall, Michigan community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Whitehall or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Whitehall area.

Key Member Benefits

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

2710 Holton Whitehall Road

Whitehall, MI 49461

Lobby Hours
Open

Today: 9am-5pm

SundayClosed
Monday9:00 AM - 5:00 PM
Tuesday10:00 AM - 6:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:00 PM
SaturdayClosed

Toll Free: (877) 894-5557

Holiday Hours

New Year's Day(Wed, Jan 1, 2025)Closed
Martin Luther King, Jr. Day(Mon, Jan 20, 2025)Closed
President's Day(Mon, Feb 17, 2025)Closed
Memorial Day(Mon, May 26, 2025)Closed
Juneteenth(Thu, June 19, 2025)Closed

Need Funds Before You Join?

How to Join

Membership at Harborlight is typically open to individuals who live, work, worship, or attend school in Whitehall and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (231) 894-5608 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Harborlight typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM
Shared Service Center

Frequently Asked Questions

Is Harborlight federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Whitehall, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Harborlight Locations

1 additional branch in 1 state

MichiganCurrent State

1 location
Harborlight Credit Union in Whitehall, MIMain OfficeOpen

2151 Cogswell Dr

1.8 mi away(231) 894-5608

Credit Unions Near Me in Other Michigan Cities

Looking for credit unions near me in other Michigan cities? Browse credit unions in nearby locations:

View all credit unions in Michigan

If Harborlight Credit Union isn't the right fit

To borrow from Harborlight Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Michigan. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.