4front Credit Union101 N Park St, Traverse City, MI · Main Office

Traverse City, MI
(231) 929-2000
NCUA Insured

About 4front

This main office of 4front is located at 101 N Park St in Traverse City, Michigan, and can be reached at (231) 929-2000. 4front is a federally insured financial cooperative serving the Traverse City, Michigan community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Traverse City or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Traverse City area.

This is the main headquarters location, managing all branch operations and member services for the institution.

Key Member Benefits

  • Credit Builder Program

    Specialized loans designed to help you establish or rebuild your credit score safely and affordably.

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

  • In-School Branch

    Partnerships with local schools to provide on-site banking and financial literacy for students.

Location & Branch Hours

Visit Branch

101 N Park St

Traverse City, MI 49684

Lobby Hours
Closed

The credit union lobby is currently closed.

Today: Closed

SundayClosed
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:00 PM
SaturdayClosed
ATM Hours

24/7

Need Funds Before You Join?

How to Join

Membership at 4front is typically open to individuals who live, work, worship, or attend school in Traverse City and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (231) 929-2000 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, 4front typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is 4front federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Traverse City, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other 4front Locations

26 additional branches in 1 state

MichiganCurrent State

26 locations
4front Credit Union in Traverse City, MIClosed

3939 W Front St

1.6 mi away(231) 929-2007
4front Credit Union in Traverse City, MIClosed

1234 Hastings St

1.8 mi away(231) 929-2014

Tba Career Tech Center 800 Parsons Rd

3.0 mi away(231) 929-2000
4front Credit Union in Traverse City, MIClosed

3323 S Airport Rd W

3.1 mi away(231) 929-2010
4front Credit Union in Kalkaska, MIClosed

120 County Road 612 NE

22 mi away(231) 258-1103
4front Credit Union in Bellaire, MIClosed

515 E Cayuga St

25 mi away(231) 547-4483
4front Credit Union in Mancelona, MIClosed

304 S Williams St

31 mi away(231) 587-9133
4front Credit Union in Cadillac, MIClosed

8807 E 34 Rd

35 mi away(231) 929-2000
4front Credit Union in East Jordan, MIClosed

220 S Lake St

36 mi away(231) 547-4483
4front Credit Union in Charlevoix, MIClosed

1031 May St

41 mi away(231) 547-4483
4front Credit Union in Boyne City, MIClosed

308 N Lake St

43 mi away(231) 547-4483
4front Credit Union in Manistee, MIClosed

1960 US Highway 31 S

51 mi away(231) 723-8303
4front Credit Union in Petoskey, MIClosed

2215 E Mitchell Rd

54 mi away(231) 547-4483

Credit Unions Near Me in Other Michigan Cities

Looking for credit unions near me in other Michigan cities? Browse credit unions in nearby locations:

View all credit unions in Michigan

If 4front Credit Union isn't the right fit

To borrow from 4front Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can apply online with lenders serving Michigan. Applying is quick, and funds may be available quickly after approval.

Approval, amount, and terms depend on the lender and your creditworthiness. Loans are not available in all states.