Aac Credit Union17228 Van Wagoner Rd, Spring Lake, MI

Spring Lake, MI
(616) 842-3147
NCUA Insured

About Aac

This branch of Aac is located at 17228 Van Wagoner Rd in Spring Lake, Michigan, and can be reached at (616) 842-3147. Aac is a federally insured financial cooperative serving the Spring Lake, Michigan community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Spring Lake or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Spring Lake area.

Key Member Benefits

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

17228 Van Wagoner Rd

Spring Lake, MI 49456-9702

Lobby Hours
Closed

The credit union lobby is currently closed.

Today: 9am-5pm

SundayClosed
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:00 PM
SaturdayClosed

Holiday Hours

Christmas Eve(December 24)Closed
Christmas Day(December 25)Closed
New Year's Eve(December 31)9:00 AM - 1:00 PM
New Year's Day(January 1)Closed

Need Funds Before You Join?

How to Join

Membership at Aac is typically open to individuals who live, work, worship, or attend school in Spring Lake and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (616) 842-3147 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Aac typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM
Shared Service Center

Frequently Asked Questions

Is Aac federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Spring Lake, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Aac Locations

2 additional branches in 1 state

MichiganCurrent State

2 locations
Aac Credit Union in Grand Rapids, MIMain OfficeClosed

177 Wilson Ave NW

24 mi away(616) 288-0288
Aac Credit Union in Grand Rapids, MIClosed

904 Broadway Ave NW

28 mi away(616) 459-4429

Credit Unions Near Me in Other Michigan Cities

Looking for credit unions near me in other Michigan cities? Browse credit unions in nearby locations:

View all credit unions in Michigan

If Aac Credit Union isn't the right fit

To borrow from Aac Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Michigan. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.