This branch of Dow is located at 5420 Gratiot Rd in Saginaw, Michigan, and can be reached at (989) 835-7794. Dow is a federally insured financial cooperative serving the Saginaw, Michigan community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Saginaw or review your personal loan options.
Profits are returned to members via better rates & lower fees.
Local decision making and support for the Saginaw area.
Special mortgage programs with lower down payments or rate assistance to help you buy your first home.
Full service available in multiple languages to support our diverse community.
No-cost share draft accounts (checking) with no monthly maintenance fees.
5420 Gratiot Rd
Saginaw, MI 48638-6056
Membership at Dow is typically open to individuals who live, work, worship, or attend school in Saginaw and surrounding areas.
We recommend contacting the branch at (989) 835-7794 to confirm your eligibility before visiting.
Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.
Like most credit unions, Dow typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:
Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.
Field of membership typically includes residents of Saginaw, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.
1 additional branch in 1 state
Looking for credit unions near me in other Michigan cities? Browse credit unions in nearby locations:
To borrow from Dow Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can apply online with lenders serving Michigan. Applying is quick, and funds may be available quickly after approval.
Approval, amount, and terms depend on the lender and your creditworthiness. Loans are not available in all states.