Forest Area Credit Union314 W Main St, Manton, MI

Manton, MI
(231) 879-4154
NCUA Insured

About Forest Area

This branch of Forest Area is located at 314 W Main St in Manton, Michigan, and can be reached at (231) 879-4154. Forest Area is a federally insured financial cooperative serving the Manton, Michigan community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Manton or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Manton area.

Key Member Benefits

  • Payday Alternative Loans (PALs)

    Borrow small amounts at fair, regulated rates to manage short-term cash needs without getting trapped in debt.

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

314 W Main St

Manton, MI 49663-8050

Lobby Hours
Closed

The credit union lobby is currently closed.

Today: 9am-5pm

SundayClosed
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:30 PM
SaturdayClosed
Drive-Thru Hours

Need Funds Before You Join?

How to Join

Membership at Forest Area is typically open to individuals who live, work, worship, or attend school in Manton and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (231) 879-4154 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Forest Area typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM
Shared Service Center

Frequently Asked Questions

Is Forest Area federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Manton, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Forest Area Locations

7 additional branches in 1 state

MichiganCurrent State

7 locations
Forest Area Credit Union in Cadillac, MIClosed

9100 E 34 Rd

8.9 mi away(231) 879-4154
Forest Area Credit Union in Lake City, MIClosed

101 N Main St

11 mi away(231) 879-4154
Forest Area Credit Union in Fife Lake, MIClosed

638 Boyd St

12 mi away(231) 879-4154
Forest Area Credit Union in Fife Lake, MIMain OfficeClosed

6954 US Highway 131

12 mi away(231) 879-4154
Forest Area Credit Union in Kingsley, MIClosed

6966 Cougar Trl

13 mi away(231) 263-3790
Forest Area Credit Union in Mesick, MIClosed

101 Mesick Ave

16 mi away(231) 879-4154
Forest Area Credit Union in Kalkaska, MIClosed

409 W Mile Rd NW

25 mi away(231) 879-4154

Credit Unions Near Me in Other Michigan Cities

Looking for credit unions near me in other Michigan cities? Browse credit unions in nearby locations:

View all credit unions in Michigan

If Forest Area Credit Union isn't the right fit

To borrow from Forest Area Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Michigan. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.