Wmcu Credit Union401 Hall St SW Suite 288, Grand Rapids, MI · Main Office

Grand Rapids, MI
(616) 452-2161
NCUA Insured

About Wmcu

This main office of Wmcu is located at 401 Hall St SW Suite 288 in Grand Rapids, Michigan, and can be reached at (616) 452-2161. Wmcu is a federally insured financial cooperative serving the Grand Rapids, Michigan community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Grand Rapids or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Grand Rapids area.

This is the main headquarters location, managing all branch operations and member services for the institution.

Key Member Benefits

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

401 Hall St SW Suite 288

Grand Rapids, MI 49503

Lobby Hours
Closed

The credit union lobby is currently closed.

Today: 9am-5pm

SundayClosed
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 6:00 PM
Saturday9:00 AM - 12:00 PM

Inferred from 3/6 locations with same hours

Need Funds Before You Join?

How to Join

Membership at Wmcu is typically open to individuals who live, work, worship, or attend school in Grand Rapids and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (616) 452-2161 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Wmcu typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Wmcu federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Grand Rapids, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Wmcu Locations

12 additional branches in 1 state

MichiganCurrent State

12 locations
Wmcu Credit Union in Wyoming, MIClosed

1414 Burton St SW

1.6 mi away(616) 452-2161

1319 Front Ave NW

3.1 mi away(800) 442-4576

201 36th St SE

3.2 mi away(800) 442-4576
Wmcu Credit Union in Grand Rapids, MIMain OfficeClosed

1720 Michigan St NE

3.2 mi away(616) 451-4567

1327 Plainfield Ave NE

3.2 mi away(616) 452-2161
Wmcu Credit Union in Jenison, MIClosed

2187 Port Sheldon St

8.9 mi away(616) 452-2161

1147 W Randall St

16 mi away(616) 452-2161

825 Division St

52 mi away(800) 442-4576

802 Division St

52 mi away(231) 796-6256
Wmcu Credit Union in Reed City, MIClosed

4795 220th Avenue

65 mi away(800) 442-4576
Wmcu Credit Union in Cadillac, MIClosed

215 Bell Ave

93 mi away(800) 442-4576
Wmcu Credit Union in Manistee, MIClosed

316 Care Center Dr

95 mi away(800) 442-4576

Credit Unions Near Me in Other Michigan Cities

Looking for credit unions near me in other Michigan cities? Browse credit unions in nearby locations:

View all credit unions in Michigan

If Wmcu Credit Union isn't the right fit

To borrow from Wmcu Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Michigan. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.