Omni Community Credit Union123 E State St, Colon, MI

Colon, MI
(866) 666-4969
NCUA Insured

About Omni Community

This branch of Omni Community is located at 123 E State St in Colon, Michigan, and can be reached at (866) 666-4969. Omni Community is a federally insured financial cooperative serving the Colon, Michigan community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Colon or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Colon area.

Key Member Benefits

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • Free Tax Preparation

    No-cost assistance filing your annual tax returns, maximizing your refund ensuring accuracy.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

123 E State St

Colon, MI 49040

Lobby Hours
Closed

The credit union lobby is currently closed.

Today: 9am-5pm

SundayClosed
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:30 PM
SaturdayClosed
Drive-Thru Hours

Holiday Hours

New Year's Day(January 1)Closed
Memorial Day(May 25)Closed
Independence Day(July 4)Closed
Labor Day(September 7)Closed
Columbus Day(October 12)Closed

Need Funds Before You Join?

How to Join

Membership at Omni Community is typically open to individuals who live, work, worship, or attend school in Colon and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (866) 666-4969 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Omni Community typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Omni Community federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Colon, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Omni Community Locations

4 additional branches in 1 state

MichiganCurrent State

4 locations
Omni Community Credit Union in Centreville, MIClosed

676 E Main St

9.9 mi away(866) 666-4969
Omni Community Credit Union in Sturgis, MIClosed

1313 S Centerville Rd

13 mi away(866) 666-4969
Omni Community Credit Union in Three Rivers, MIClosed

15425 Broadway Rd

17 mi away(269) 441-1400
Omni Community Credit Union in White Pigeon, MIClosed

114 E Chicago Rd

20 mi away(269) 441-1400

Credit Unions Near Me in Other Michigan Cities

Looking for credit unions near me in other Michigan cities? Browse credit unions in nearby locations:

View all credit unions in Michigan

If Omni Community Credit Union isn't the right fit

To borrow from Omni Community Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Michigan. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.