Freedom Credit Union58 Union St, West Springfield, MA

West Springfield, MA
(413) 733-6108
NCUA Insured

About Freedom

This branch of Freedom is located at 58 Union St in West Springfield, Massachusetts, and can be reached at (413) 733-6108. Freedom is a federally insured financial cooperative serving the West Springfield, Massachusetts community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in West Springfield or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the West Springfield area.

Key Member Benefits

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Bilingual Services

    Full service available in multiple languages to support our diverse community.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

58 Union St

West Springfield, MA 01089

Lobby Hours
Closed

The credit union lobby is currently closed.

Today: 9am-4pm

SundayClosed
Monday9:00 AM - 4:00 PM
Tuesday9:00 AM - 4:00 PM
Wednesday9:00 AM - 4:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:00 PM
Saturday9:00 AM - 12:00 PM
Drive-Thru Hours

Need Funds Before You Join?

How to Join

Membership at Freedom is typically open to individuals who live, work, worship, or attend school in West Springfield and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (413) 733-6108 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Freedom typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Freedom federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of West Springfield, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Freedom Locations

16 additional branches in 3 states

MassachusettsCurrent State

9 locations
Freedom Credit Union in SPRINGFIELD, MAMain OfficeClosed

1976 MAIN ST

1.0 mi away(413) 739-6961
Freedom Credit Union in FEEDING HILLS, MAClosed

959 SPRINGFIELD ST

3.3 mi away(413) 786-6200
Freedom Credit Union in SPRINGFIELD, MAClosed

2145 ROOSEVELT AVE

4.5 mi awayUnknown
Freedom Credit Union in SPRINGFIELD, MAClosed

296 COOLEY ST

6.2 mi away(413) 505-5700
Freedom Credit Union in CHICOPEE, MAClosed

1976 MEMORIAL DR

7.8 mi away(413) 532-5085
Freedom Credit Union in LUDLOW, MAClosed

645 CENTER ST

9.3 mi away(413) 505-5800
Freedom Credit Union in NORTHAMPTON, MAClosed

226 KING ST

16 mi away(413) 586-3590
Freedom Credit Union in GREENFIELD, MAClosed

74 MAIN ST

33 mi away(413) 774-4182
Freedom Credit Union in TURNERS FALLS, MAClosed

191 AVENUE A

35 mi away(413) 774-9909

Utah

2 locations

Credit Unions Near Me in Other Massachusetts Cities

Looking for credit unions near me in other Massachusetts cities? Browse credit unions in nearby locations:

View all credit unions in Massachusetts

If Freedom Credit Union isn't the right fit

To borrow from Freedom Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Massachusetts. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.