Springfield Street Railway Emp. Credit Union640 Page Blvd Ste 102, Springfield, MA · Main Office

Springfield, MA
(413) 781-4454
NCUA Insured

About Springfield Street Railway Emp.

This main office of Springfield Street Railway Emp. is located at 640 Page Blvd Ste 102 in Springfield, Massachusetts, and can be reached at (413) 781-4454. Springfield Street Railway Emp. is a Minority Depository Institution (MDI) and federally insured financial cooperative serving the Springfield, Massachusetts community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Springfield or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Springfield area.

This is the main headquarters location, managing all branch operations and member services for the institution.

Key Member Benefits

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

Location & Branch Hours

Visit Branch

640 Page Blvd Ste 102

Springfield, MA 01104-3040

Need Funds Before You Join?

How to Join

Membership at Springfield Street Railway Emp. is typically open to individuals who live, work, worship, or attend school in Springfield and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (413) 781-4454 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Springfield Street Railway Emp. typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Frequently Asked Questions

Is Springfield Street Railway Emp. federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Springfield, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Credit Unions Near Me in Other Massachusetts Cities

Looking for credit unions near me in other Massachusetts cities? Browse credit unions in nearby locations:

View all credit unions in Massachusetts

If Springfield Street Railway Emp. Credit Union isn't the right fit

To borrow from Springfield Street Railway Emp. Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Massachusetts. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.