Franklin First Credit Union321 High St, Greenfield, MA

Greenfield, MA
(413) 774-6700
NCUA Insured

About Franklin First

This branch of Franklin First is located at 321 High St in Greenfield, Massachusetts, and can be reached at (413) 774-6700. Franklin First is a federally insured financial cooperative serving the Greenfield, Massachusetts community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Greenfield or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Greenfield area.

Key Member Benefits

  • Credit Builder Program

    Specialized loans designed to help you establish or rebuild your credit score safely and affordably.

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

321 High St

Greenfield, MA 01301-2617

ATM Hours

24/7

Does not accept deposits

Need Funds Before You Join?

How to Join

Membership at Franklin First is typically open to individuals who live, work, worship, or attend school in Greenfield and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (413) 774-6700 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Franklin First typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Franklin First federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Greenfield, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Franklin First Locations

4 additional branches in 2 states

MassachusettsCurrent State

3 locations
Franklin First Credit Union in Greenfield, MAMain OfficeClosed

57 Newton St

2.3 mi away(413) 774-6700
Franklin First Credit Union in Greenfield, MAMain OfficeClosed

57 Newton St

2.3 mi away(413) 774-6700

Connecticut

1 location

Credit Unions Near Me in Other Massachusetts Cities

Looking for credit unions near me in other Massachusetts cities? Browse credit unions in nearby locations:

View all credit unions in Massachusetts

If Franklin First Credit Union isn't the right fit

To borrow from Franklin First Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Massachusetts. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.