Webster First Credit Union65 North St, Fitchburg, MA

Fitchburg, MA
(508) 671-5096
NCUA Insured

About Webster First

This branch of Webster First is located at 65 North St in Fitchburg, Massachusetts, and can be reached at (508) 671-5096. Webster First is a federally insured financial cooperative serving the Fitchburg, Massachusetts community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Fitchburg or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Fitchburg area.

Key Member Benefits

  • Credit Builder Program

    Specialized loans designed to help you establish or rebuild your credit score safely and affordably.

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

  • In-School Branch

    Partnerships with local schools to provide on-site banking and financial literacy for students.

Location & Branch Hours

Visit Branch

65 North St

Fitchburg, MA 01420-4327

Lobby Hours
Open

Today: 8:30am-4:30pm

SundayClosed
Monday8:30 AM - 4:30 PM
Tuesday8:30 AM - 4:30 PM
Wednesday8:30 AM - 4:30 PM
Thursday8:30 AM - 6:00 PM
Friday8:30 AM - 4:30 PM
Saturday8:30 AM - 12:00 PM

Holiday Hours

New Year's Day(2026-01-01)Closed

Need Funds Before You Join?

How to Join

Membership at Webster First is typically open to individuals who live, work, worship, or attend school in Fitchburg and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (508) 671-5096 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Webster First typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM
Shared Service Center

Frequently Asked Questions

Is Webster First federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Fitchburg, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Webster First Locations

11 additional branches in 1 state

MassachusettsCurrent State

11 locations

149 W Boylston St

16 mi away(508) 671-5160

275 Greenwood St

25 mi away(508) 671-5170
Webster First Credit Union in Worcester, MAMain OfficeOpen

271 Greenwood St

25 mi away(800) 962-4452

118 W Main St

27 mi away(508) 671-5100

547 Southbridge St

27 mi away(508) 671-5180

22 South St Ste 106

29 mi away(508) 671-5185

20 Trolley Crossing Rd

32 mi away(508) 248-4343

1298 Providence Rd

32 mi away(508) 671-5165

282 Main St

36 mi away(508) 671-5150

41 E Main St

37 mi away(508) 671-5199

16 Airport Rd

38 mi away(508) 671-5155

Credit Unions Near Me in Other Massachusetts Cities

Looking for credit unions near me in other Massachusetts cities? Browse credit unions in nearby locations:

View all credit unions in Massachusetts

If Webster First Credit Union isn't the right fit

To borrow from Webster First Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Massachusetts. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.