State Employees Cu Of Maryland, Inc Credit Union250 W Pratt St, Baltimore, MD

Baltimore, MD
(410) 685-5900
NCUA Insured

About State Employees Cu Of Maryland, Inc

This branch of State Employees Cu Of Maryland, Inc is located at 250 W Pratt St in Baltimore, Maryland, and can be reached at (410) 685-5900. State Employees Cu Of Maryland, Inc is a federally insured financial cooperative serving the Baltimore, Maryland community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Baltimore or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Baltimore area.

Key Member Benefits

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

250 W Pratt St

Baltimore, MD 21201-2423

Lobby Hours
Closed

The credit union lobby is currently closed.

Today: 9am-3pm

SundayClosed
Monday9:00 AM - 3:00 PM
Tuesday9:00 AM - 3:00 PM
Wednesday9:00 AM - 3:00 PM
Thursday9:00 AM - 3:00 PM
Friday9:00 AM - 5:00 PM
Saturday9:00 AM - 1:00 PM

Inferred from 6/9 locations with same hours

Need Funds Before You Join?

How to Join

Membership at State Employees Cu Of Maryland, Inc is typically open to individuals who live, work, worship, or attend school in Baltimore and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (410) 685-5900 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, State Employees Cu Of Maryland, Inc typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Frequently Asked Questions

Is State Employees Cu Of Maryland, Inc federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Baltimore, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other State Employees Cu Of Maryland, Inc Locations

21 additional branches in 1 state

MarylandCurrent State

21 locations

301 W Preston St

1.0 mi away(410) 523-0100

7173 Security Blvd Boulevard Place Shopping Center

7.6 mi away(410) 265-7595

33 E Padonia Rd Padonia Village Shopping Center

12 mi away(410) 487-7328

10025 Baltimore National Pike

13 mi away(410) 621-7099

12179 Clarksville Pike

18 mi away(443) 628-6006

Credit Unions Near Me in Other Maryland Cities

Looking for credit unions near me in other Maryland cities? Browse credit unions in nearby locations:

View all credit unions in Maryland

If State Employees Cu Of Maryland, Inc Credit Union isn't the right fit

To borrow from State Employees Cu Of Maryland, Inc Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Maryland. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.