Aberdeen Proving Ground Credit Union996 Beards Hill Rd # Rt, Aberdeen, MD

Aberdeen, MD
(410) 272-4000
NCUA Insured

About Aberdeen Proving Ground

This branch of Aberdeen Proving Ground is located at 996 Beards Hill Rd # Rt in Aberdeen, Maryland, and can be reached at (410) 272-4000. Aberdeen Proving Ground is a federally insured financial cooperative serving the Aberdeen, Maryland community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Aberdeen or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Aberdeen area.

Key Member Benefits

  • Credit Builder Program

    Specialized loans designed to help you establish or rebuild your credit score safely and affordably.

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Bilingual Services

    Full service available in multiple languages to support our diverse community.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

  • In-School Branch

    Partnerships with local schools to provide on-site banking and financial literacy for students.

Location & Branch Hours

Visit Branch

996 Beards Hill Rd # Rt

Aberdeen, MD 21001-1733

Lobby Hours
Closed

The credit union lobby is currently closed.

Today: 9am-5pm

SundayClosed
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:00 PM
Saturday9:00 AM - 5:00 PM

Standard hours for all branches. Branches may close during inclement weather - call 1-800-225-2555 for updates

Holiday Hours

New Year's Day(January 1)Closed
Martin Luther King Jr. Day(January 19)Closed
Presidents' Day(February 16)Closed
Memorial Day(May 25)Closed
Juneteenth National Independence Day(June 19)Closed

Need Funds Before You Join?

How to Join

Membership at Aberdeen Proving Ground is typically open to individuals who live, work, worship, or attend school in Aberdeen and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (410) 272-4000 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Aberdeen Proving Ground typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Aberdeen Proving Ground federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Aberdeen, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Aberdeen Proving Ground Locations

16 additional branches in 1 state

MarylandCurrent State

16 locations

6485 Operations Ave

3.7 mi away(410) 272-4000

1045 Pulaski Hwy

4.3 mi away(410) 272-4000

1327 Riverside Pkwy

4.6 mi away(410) 272-4000

1200 Agora Dr Ste A

7.1 mi away(410) 272-4000

2113 Laurel Bush Rd

7.6 mi away(410) 272-4000

321 S Main St

8.6 mi away(410) 272-4000
Aberdeen Proving Ground Credit Union in Edgewood, MDMain OfficeClosed

1321 Pulaski Hwy

10 mi away(800) 225-2555

2010 Rock Spring Rd

11 mi away(410) 272-4000

210 Mountain Rd

11 mi away(410) 272-4000

28 Rising Sun Town Ctr

14 mi away(410) 272-4000

1 Seahawk Dr

15 mi away(800) 225-2555

2011 W Pulaski Hwy

15 mi away(410) 272-4000

4371 Ebenezer Rd

18 mi away(410) 272-4000

2579 Augustine Herman Hwy

19 mi away(410) 272-4000

1204 E Pulaski Hwy

22 mi away(410) 272-4000

1631 Merritt Blvd

24 mi away(410) 272-4000

Credit Unions Near Me in Other Maryland Cities

Looking for credit unions near me in other Maryland cities? Browse credit unions in nearby locations:

View all credit unions in Maryland

If Aberdeen Proving Ground Credit Union isn't the right fit

To borrow from Aberdeen Proving Ground Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Maryland. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.