K V Credit Union299 Main St, Waterville, ME

Waterville, ME
(207) 877-9474
NCUA Insured

About K V

This branch of K V is located at 299 Main St in Waterville, Maine, and can be reached at (207) 877-9474. K V is a federally insured financial cooperative serving the Waterville, Maine community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Waterville or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Waterville area.

Key Member Benefits

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

299 Main St

Waterville, ME 04901-4918

Lobby Hours
Closed

The credit union lobby is currently closed.

Today: 9am-4:30pm

SundayClosed
Monday8:00 AM - 4:30 PM
Tuesday8:00 AM - 4:30 PM
Wednesday9:00 AM - 4:30 PM
Thursday8:00 AM - 4:30 PM
Friday8:00 AM - 5:00 PM
SaturdayClosed
Drive-Thru Hours
ATM Hours

24/7

Need Funds Before You Join?

How to Join

Membership at K V is typically open to individuals who live, work, worship, or attend school in Waterville and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (207) 877-9474 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, K V typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

Shared Service Center

Frequently Asked Questions

Is K V federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Waterville, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other K V Locations

2 additional branches in 1 state

MaineCurrent State

2 locations
K V Credit Union in Oakland, MEClosed

35 Oak St

4.3 mi away(207) 465-4423
K V Credit Union in Augusta, MEMain OfficeClosed

316 W River RD

17 mi away(207) 623-5171

Credit Unions Near Me in Other Maine Cities

Looking for credit unions near me in other Maine cities? Browse credit unions in nearby locations:

View all credit unions in Maine

If K V Credit Union isn't the right fit

To borrow from K V Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Maine. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.