University Of Kentucky Credit Union201 Bryant Dr, Nicholasville, KY

Nicholasville, KY
(859) 264-4200
NCUA Insured

About University Of Kentucky

This branch of University Of Kentucky is located at 201 Bryant Dr in Nicholasville, Kentucky, and can be reached at (859) 264-4200. University Of Kentucky is a federally insured financial cooperative serving the Nicholasville, Kentucky community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Nicholasville or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Nicholasville area.

Key Member Benefits

  • Payday Alternative Loans (PALs)

    Borrow small amounts at fair, regulated rates to manage short-term cash needs without getting trapped in debt.

  • Credit Builder Program

    Specialized loans designed to help you establish or rebuild your credit score safely and affordably.

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

  • In-School Branch

    Partnerships with local schools to provide on-site banking and financial literacy for students.

Location & Branch Hours

Visit Branch

201 Bryant Dr

Nicholasville, KY 40356

Lobby Hours
Closed

The credit union lobby is currently closed.

Today: 9am-6pm

SundayClosed
Monday9:00 AM - 6:00 PM
Tuesday9:00 AM - 6:00 PM
Wednesday9:00 AM - 6:00 PM
Thursday9:00 AM - 6:00 PM
Friday9:00 AM - 6:00 PM
Saturday9:00 AM - 1:00 PM
Drive-Thru Hours
ATM Hours

24/7

Need Funds Before You Join?

How to Join

Membership at University Of Kentucky is typically open to individuals who live, work, worship, or attend school in Nicholasville and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (859) 264-4200 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, University Of Kentucky typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is University Of Kentucky federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Nicholasville, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other University Of Kentucky Locations

8 additional branches in 1 state

KentuckyCurrent State

8 locations

689 Wilson Downing Rd

3.6 mi away(859) 264-4200

370 Meijer Way

3.9 mi away(859) 264-4200

940 Midnight Pass

5.3 mi away(859) 264-4200

160 Avenue of Champions Ste A - 210

7.2 mi away(859) 264-4200

603 S Broadway

7.5 mi away(859) 264-4200
University Of Kentucky Credit Union in Lexington, KYMain OfficeClosed

1730 Alysheba Way

8.5 mi away(859) 264-4200

2000 Winchester Rd

9.1 mi away(859) 264-4222

2557 Sir Barton Way

9.5 mi away(859) 264-4200

Credit Unions Near Me in Other Kentucky Cities

Looking for credit unions near me in other Kentucky cities? Browse credit unions in nearby locations:

View all credit unions in Kentucky

If University Of Kentucky Credit Union isn't the right fit

To borrow from University Of Kentucky Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Kentucky. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.