Louisville Federal Credit Union600 Dr Martin Luther King Pl, Louisville, KY

Louisville, KY
(502) 584-3579
NCUA Insured

About Louisville Federal

This branch of Louisville Federal is located at 600 Dr Martin Luther King Pl in Louisville, Kentucky, and can be reached at (502) 584-3579. Louisville Federal is a federally insured financial cooperative serving the Louisville, Kentucky community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Louisville or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Louisville area.

Key Member Benefits

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

600 Dr Martin Luther King Pl

Louisville, KY 40202

Need Funds Before You Join?

How to Join

Membership at Louisville Federal is typically open to individuals who live, work, worship, or attend school in Louisville and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (502) 584-3579 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Louisville Federal typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Frequently Asked Questions

Is Louisville Federal federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Louisville, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Louisville Federal Locations

1 additional branch in 1 state

KentuckyCurrent State

1 location

Credit Unions Near Me in Other Kentucky Cities

Looking for credit unions near me in other Kentucky cities? Browse credit unions in nearby locations:

View all credit unions in Kentucky

If Louisville Federal Credit Union isn't the right fit

To borrow from Louisville Federal Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Kentucky. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.