Liberty Credit Union444 Lewis Hargett Cir Ste 180, Lexington, KY

Lexington, KY
(859) 685-6765
NCUA Insured

About Liberty

This branch of Liberty is located at 444 Lewis Hargett Cir Ste 180 in Lexington, Kentucky, and can be reached at (859) 685-6765. Liberty is a federally insured financial cooperative serving the Lexington, Kentucky community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Lexington or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Lexington area.

Key Member Benefits

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

444 Lewis Hargett Cir Ste 180

Lexington, KY 40503-3597

Lobby Hours
Closed

The credit union lobby is currently closed.

Today: 9am-5pm

SundayClosed
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 6:00 PM
Saturday9:00 AM - 12:00 PM

Inferred from 17/24 locations with same hours

Need Funds Before You Join?

How to Join

Membership at Liberty is typically open to individuals who live, work, worship, or attend school in Lexington and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (859) 685-6765 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Liberty typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Frequently Asked Questions

Is Liberty federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Lexington, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Liberty Locations

17 additional branches in 3 states

KentuckyCurrent State

8 locations

6421 W Highway 146

55 mi away(502) 709-6353

2300 High Wickham PL

55 mi away(502) 916-8124

721 Blankenbaker Pkwy

57 mi away(502) 830-9325

1200 Forest Bridge Rd

59 mi away(502) 638-4750

9819 Brownsboro Rd

60 mi away(502) 916-8300

10604 Meeting St

60 mi away(888) 915-6267

4220 Shelbyville Rd

63 mi away(502) 895-7415

2187 Gary Farms Blvd

126 mi away(270) 780-3241

Alabama

1 location
Liberty Credit Union in Hoover, ALClosed

3141 Lorna Rd Ste 102

342 mi away(888) 846-7888

Tennessee

8 locations

2206 Medical Center Pkwy

181 mi away(629) 218-2990

1000 Southwalk Dr

183 mi away(812) 477-9271

5108 Veterans Pkwy

183 mi away(812) 477-9271

2710 Saint Andrews Dr

185 mi away(812) 477-9271

580 Franklin Rd

189 mi away(615) 241-9700

1207 Liberty Pike

191 mi away(800) 541-1006

1105 Elliston Way

198 mi away(629) 229-7858

4922 Main St

202 mi away(629) 229-7863

Credit Unions Near Me in Other Kentucky Cities

Looking for credit unions near me in other Kentucky cities? Browse credit unions in nearby locations:

View all credit unions in Kentucky

If Liberty Credit Union isn't the right fit

To borrow from Liberty Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Kentucky. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.